What is Andrew Tobias’ portfolio?
Andrew Tobias’ portfolio is exposed to 66.6% stocks and 33.3% bonds. It can be built with just 3 ETFs. It is a medium-risk portfolio.
For the past 10 years, Andrew Tobias’ portfolio has returned 9.01 with a standard deviation of 11.85. The current dividend yield is 1.48%.
The 30-year return is 8.02%. Year to date Andrew Tobias portfolio has returned -10.82%.
Last year it returned 12.45%.
- What is the historical return of Andrew Tobias portfolio?
- How does Andrew Tobias’ portfolio compare to the best portfolios?
- How do you build Andrew Tobias’ portfolios with ETFs?
- Who is Andrew Tobias?
- What is the Andrew Tobias portfolio?
- Resources for the Andrew Tobias portfolio
- Suggestions for your next steps
What is the historical return of Andrew Tobias portfolio?
Below you can see the historical return of Andrew Tobias’ portfolios.
|Name||Asset class count||Year to date||Return in 2020||10 year return||CAGR since 1989 (%)||Risk level||Expense ratio|
|The Andrew Tobias Portfolio||3||-10.82||12.45||9.01||8.02||2||0.05%|
How does Andrew Tobias’ portfolio compare to the best portfolios?
Below you can see the returns of the best portfolios that we have benchmarked.
How do you build Andrew Tobias’ portfolios with ETFs?
Here is how you build Andrew Tobias’ portfolio.
- 33.33% US Total Stock Market (VTI)
- 33.33% International Developed (VEA)
- 33.33% Short-term treasuries (SHY)
Who is Andrew Tobias?
Andrew Tobias is a lot of things. He is the author of 12 books. His most successful and most well-known book is The Only Investment Guide You’ll Ever Need.
The book was first published in 1978 and has been updated ever since. Don’t let the age of the book scare you. It is filled with ages-less wisdom and good money practices. It is also filled with investing tips.
His writing style is witty and self-deprecating which you can’t help to notice just by visiting his personal website at andrewtobias.com.
Andrew Tobias also served as the Treasurer of the Democratic National Committee for 18 years.
What is the Andrew Tobias portfolio?
The portfolio is split equally among US stocks, international stocks, and bonds. It is a conservative portfolio because of the large bond allocation.
Andrew Tobias recommends you use VTI (total stock market), VEA (international developed), and SHY (treasuries). You are not going to get blow-out returns with this portfolio but you will sleep well – very well.
Here is an excerpt from Andrew Tobias’ book:
1. Go out for a very nice dinner.
2. Put about a year of normal living expenses someplace liquid, like a bank or money-market fund . . .
3. . . . and roughly equal sums into U.S. Treasury securities maturing in one, two, three, and four years.
4. Put the bulk of the remaining money into stock-index funds, split between domestic and foreign investments.
5. Buy a vacation home or bigger house, if you want one—but not so big that the cost of carrying it will in any way strain you.
a. Do not buy a boat.
6. Be sure your will is in order.
7. Now relax and forget the whole thing. Review it once a year, mainly to roll over your Treasury securities as they come due. Don’t spend any of the investment principal, but enjoy the extra income it throws off
Resources for the Andrew Tobias portfolio
Here is Andrew Tobias in a short interview on what you can do with your finances, and what the greatest money pitfalls are for young people
Here is Andrew Tobias’ website
His book The Only Investment Guide You’ll Ever Need is very good.
Suggestions for your next steps
Finding the correct portfolio is hard. Maintaining your portfolio is also daunting. If you are still in doubt about which portfolio to choose, we suggest you read our article How To Invest Money: 5 Simple Steps That Work For Anyone
If you have already committed to a portfolio – good for you! If you need help maintaining the portfolio you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
Rebalancing lowers your portfolio risk and can increase your returns.
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