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AssetBuilder’s Portfolios High-Performing Good Guys

assetbuilder portfolios with scott burns

This is the article displaying the portfolios by assetbuilder.com. Here you will find a description, resources performance for the portfolios as well as detailed information on how to implement them yourself.

AssetBuilder’s portfolios high-performing good guys

“The antidote to the ways of Wall Street.”

That’s how AssetBuilder identifies themselves. AssetBuilder.com was co-founded by Scott Burns. Yes, that’s the man behind the famous Couch Potato portfolios.

This should immediately make you perk up as Scott Burns is a definite runner up for one of the good guys in investing. 

AssetBuilder.com is a wealth management firm based on actually serving the clients’ interests. A rarity in the wealth management industry.

If you want to find out my fascination with good guys I encourage you to check out Who Are The 3 Good Guys In Investing?

Description

The portfolios of AssetBuilder.com are very scalable. They have a risk level for every investor. That may also be their only disadvantage. There may be too many of them! At present, there are 8 portfolios on their site.

The AssetBuilder.com portfolios start with being very bond heavy and end with being very equity heavy. They are tilted towards small-cap, value and even emerging markets. In this regard, they look similar to David Booth’s portfolios and Index Fund Advisors portfolios.

They employ quite a few different asset classes because they fx. break up emerging market equity into small-cap and small-cap value – just like IFA does.

This kind of diversification can lead to outperformance as especially small and value have outperformed in the past.

“Algorithms are good; the benefit of a personal advisor to guide you through investing for your future is better.”
– AssetBuilder.com

Performance of the AssetBuilder portfolios

Portfolio nameAsset class count1 year return (2019)Year to date10 year returnCAGR since 1989DrawdownRisk LevelExpense ratioYield
S&P 500 (Benchmark)131.46%3.69%13.52%10.54%-37.63%5 - very high risk0.04%1.79%
60/40 Portfolio221.97%2.61%9.68%9.09%-20.13%2 - low risk0.03%1.91%
Assetbuilder.com Portfolio 51110.12%0.82%4.29%6.37%-1.95%1 - very low risk0.12%1.81%
Assetbuilder.com Portfolio 61211.84%0.62%5.20%7.18%-6.66%1 - very low risk0.14%1.87%
Assetbuilder.com Portfolio 71413.78%0.58%6.02%7.88%-11.78%1 - very low risk0.15%1.94%
Assetbuilder.com Portfolio 81415.54%0.37%6.72%8.34%-17.59%2 - low risk0.18%2.04%
Assetbuilder.com Portfolio 91417.11%0.09%7.44%8.93%-22.64%3 - medium risk0.20%2.11%
Assetbuilder.com Portfolio 101218.74%-0.17%8.21%9.58%-28.00%4 - high risk0.22%2.20%
Assetbuilder.com Portfolio 121220.36%-0.40%8.97%10.14%-32.87%4 - high risk0.25%2.27%
Assetbuilder.com Portfolio 141122.06%-0.60%9.75%10.75%-37.91%5 - very high risk0.28%2.33%

Asset Allocation of the AssetBuilder portfolios

Assetbuilder.com portfolio 5                     

  • 4.00%    US Small Cap Value         (VIOV)
  • 2.00%    US Small Cap Growth     (IJT)
  • 2.00%    US Micro-Cap     (IWC)
  • 4.00%    REITs (Real Estate)           (VNQ)
  • 35.00%  Intermediate-Term Treasury       (VGIT)
  • 3.00%    Intl Sm Cap Value             (DLS)
  • 3.00%    Emerging Markets Small Cap       (EWX)
  • 2.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)
  • 20.00%  5 Year Global Fixed Income         (BND/BNDX)

Assetbuilder.com portfolio 6                     

  • 2.00%    US Large Cap Value         (VTV)
  • 6.00%    US Small Cap Value         (VIOV)
  • 3.00%    US Small Cap Growth     (IJT)
  • 3.00%    US Micro-Cap     (IWC)
  • 6.00%    REITs (Real Estate)           (VNQ)
  • 30.00%  Intermediate-Term Treasury       (VGIT)
  • 3.00%    Intl Sm Cap Value             (DLS)
  • 4.00%    Emerging Markets Small Cap       (EWX)
  • 3.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)
  • 15.00%  5 Year Global Fixed Income         (BND/BNDX)

Assetbuilder.com portfolio 7                     

  • 3.00%    US Large Cap Value         (VTV)
  • 3.00%    US Large Cap Growth     (VUG)
  • 6.00%    US Small Cap Value         (VIOV)
  • 3.00%    US Small Cap Growth     (IJT)
  • 3.00%    US Micro-Cap     (IWC)
  • 7.00%    REITs (Real Estate)           (VNQ)
  • 2.00%    Intl Sm Cap Blend             (VSS)
  • 25.00%  Intermediate-Term Treasury       (VGIT)
  • 4.00%    Intl Sm Cap Value             (DLS)
  • 5.00%    Emerging Markets Small Cap       (EWX)
  • 4.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)
  • 10.00%  5 Year Global Fixed Income         (BND/BNDX)

Assetbuilder.com portfolio 8                     

  • 4.00%    US Large Cap Value         (VTV)
  • 4.00%    US Large Cap Growth     (VUG)
  • 7.00%    US Small Cap Value         (VIOV)
  • 3.00%    US Small Cap Growth     (IJT)
  • 4.00%    US Micro-Cap     (IWC)
  • 8.00%    REITs (Real Estate)           (VNQ)
  • 4.00%    Intl Sm Cap Blend             (VSS)
  • 15.00%  Intermediate-Term Treasury       (VGIT)
  • 5.00%    Intl Sm Cap Value             (DLS)
  • 6.00%    Emerging Markets Small Cap       (EWX)
  • 5.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)
  • 10.00%  5 Year Global Fixed Income         (BND/BNDX)

Assetbuilder.com portfolio 9                     

  • 4.00%    US Large Cap Value         (VTV)
  • 4.00%    US Large Cap Growth     (VUG)
  • 9.00%    US Small Cap Value         (VIOV)
  • 4.00%    US Small Cap Growth     (IJT)
  • 5.00%    US Micro-Cap     (IWC)
  • 9.00%    REITs (Real Estate)           (VNQ)
  • 6.00%    Intl Sm Cap Blend             (VSS)
  • 10.00%  Intermediate-Term Treasury       (VGIT)
  • 6.00%    Intl Sm Cap Value             (DLS)
  • 7.00%    Emerging Markets Small Cap       (EWX)
  • 6.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)
  • 5.00%    5 Year Global Fixed Income         (BND/BNDX)

Assetbuilder.com portfolio 10                  

  • 5.00%    US Large Cap Value         (VTV)
  • 5.00%    US Large Cap Growth     (VUG)
  • 11.00%  US Small Cap Value         (VIOV)
  • 4.00%    US Small Cap Growth     (IJT)
  • 5.00%    US Micro-Cap     (IWC)
  • 11.00%  REITs (Real Estate)           (VNQ)
  • 6.00%    Intl Sm Cap Blend             (VSS)
  • 7.00%    Intl Sm Cap Value             (DLS)
  • 8.00%    Emerging Markets Small Cap       (EWX)
  • 8.00%    Emerging Markets Value               (FNDE)
  • 20.00%  1 Year Fixed Income       (BSV)
  • 10.00%  2 Year Global Fixed Income         (BNDX)

Assetbuilder.com portfolio 12                  

  • 6.00%    US Large Cap Value         (VTV)
  • 5.00%    US Large Cap Growth     (VUG)
  • 12.00%  US Small Cap Value         (VIOV)
  • 5.00%    US Small Cap Growth     (IJT)
  • 6.00%    US Micro-Cap     (IWC)
  • 12.00%  REITs (Real Estate)           (VNQ)
  • 7.00%    Intl Sm Cap Blend             (VSS)
  • 8.00%    Intl Sm Cap Value             (DLS)
  • 10.00%  Emerging Markets Small Cap       (EWX)
  • 9.00%    Emerging Markets Value               (FNDE)
  • 15.00%  1 Year Fixed Income       (BSV)
  • 5.00%    2 Year Global Fixed Income         (BNDX)

Assetbuilder.com portfolio 14               

  • 6.00%    US Large Cap Value         (VTV)
  • 6.00%    US Large Cap Growth     (VUG)
  • 13.00%  US Small Cap Value         (VIOV)
  • 6.00%    US Small Cap Growth     (IJT)
  • 6.00%    US Micro-Cap     (IWC)
  • 13.00%  REITs (Real Estate)           (VNQ)
  • 8.00%    Intl Sm Cap Blend             (VSS)
  • 9.00%    Intl Sm Cap Value             (DLS)
  • 12.00%  Emerging Markets Small Cap       (EWX)
  • 11.00%  Emerging Markets Value               (FNDE)
  • 10.00%  1 Year Fixed Income       (BSV)

Check the best mutual funds and ETFs here.

Resources for AssetBuilder portfolios

Scott Burns is the co-founder of AssetBuilder.com. His site is a wealth of sensible information.

AssetBuilder has begun a podcast called “Keep it Simple”.

They have a considerable collection of articles on personal finance and investing in the knowledge section. Andrew Hallam, a sensible finance writer also posts on their site.

Here is our article on Scott Burns’s original couch potato portfolio – The Couch Potato Portfolio: Two Fund Supremacy?

To see the 8 other portfolios that Scott Burns constructed, check out Scott Burns The 8 Other Couch Potato Portfolios

Conclusion

There simply must be a portfolio from AssetBuilder.com that appeals to you – or you’re just crazy.

So which one is it?

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