Here Are The 20 Best Income Portfolios Built with ETFs for 2023
If you're looking for income then you should look at this list of the 20 best income portfolios.
What are FPL Capital Management Portfolios?
FPL Capital Management Portfolios can be built with 8-9 ETFs. They are exposed to between 10%-100% equities and 0-90% bonds.
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What is the historical return of FPL Capital Management portfolios?
Below you can see the historical return of FPL Capital Management portfolios.
Portfolio data was last updated on 11th of August 2023, 08:35 ET
| Name | Year to date | Return in 2022 | 10 year return | CAGR since 1989 (%) | Draw Down | Expense ratio | Yield |
|---|---|---|---|---|---|---|---|
| FPL Capital Management Portfolio 10 | -0.2 | -13.09 | 1.86 | 5.8 | -13.09 | 0.05% | 2.59 |
| FPL Capital Management Portfolio 20 | 0.64 | -13.01 | 2.76 | 6.39 | -13.01 | 0.07% | 2.64 |
| FPL Capital Management Portfolio 30 | 1.49 | -12.96 | 3.62 | 6.94 | -12.96 | 0.09% | 2.68 |
| FPL Capital Management Portfolio 40 | 2.33 | -12.9 | 4.48 | 7.46 | -12.9 | 0.10% | 2.71 |
| FPL Capital Management Portfolio 50 | 3.17 | -12.85 | 5.32 | 7.96 | -17.12 | 0.12% | 2.75 |
| FPL Capital Management Portfolio 60 | 4.01 | -12.8 | 6.15 | 8.43 | -21.58 | 0.13% | 2.79 |
| FPL Capital Management Portfolio 70 | 4.85 | -12.75 | 6.97 | 8.87 | -26.03 | 0.15% | 2.83 |
| FPL Capital Management Portfolio 80 | 5.69 | -12.7 | 7.77 | 9.28 | -30.48 | 0.16% | 2.87 |
| FPL Capital Management Portfolio 90 | 6.54 | -12.65 | 8.57 | 9.65 | -34.94 | 0.18% | 2.91 |
| FPL Capital Management Portfolio 100 | 7.38 | -12.59 | 9.36 | 10.0 | -39.39 | 0.19% | 2.94 |
Here is what the table is showing you
Year to date: This shows what the portfolio has returned this year starting from the first trading day of the year.
10 Year return: This shows the compounded annualized growth rate over a ten-year period. The current year is excluded from calculations.
CAGR since 1989: This shows the compounded annualized growth rate since 1989. The current year is excluded from calculations.
Expense ratio: This shows the cost of holding the portfolio if you were to construct the portfolio using the proposed ETFs.
Yield: This is the expected dividend yield of the portfolio.
Please note that past performance is not a guarantee of future returns.
How does FPL Capital Management portfolios compare to the best portfolios?
Below you can see the returns of the best portfolios that we have benchmarked.
| Name | See Portfolio | Year to date | Return in 2022 | 10 year return | CAGR since 1989 (%) | Draw Down |
|---|---|---|---|---|---|---|
| Ben Stein Retirement | Coming soon! | 4.05 | -18.03 | 9.46 | 10.8 | -35.42 |
| Paul Merriman 4-Fund-Portfolio | Coming soon! | 9.22 | -11.98 | 11.25 | 10.38 | -35.26 |
| S&P 500 | Coming soon! | 17.09 | -18.19 | 12.52 | 10.28 | -37.63 |
| Paul Merriman Target Date Portfolio (25 year old) | Coming soon! | 6.63 | -13.08 | 8.28 | 10.2 | -36.46 |
| Scott Adams Dilbert Portfolio | Coming soon! | 10.87 | -18.75 | 7.0 | 10.19 | -44.88 |
| JL Collins, Simple Path To Wealth, Wealth Building Portfolio | Coming soon! | 16.6 | -19.51 | 12.08 | 10.19 | -37.0 |
| American Institute of Individual Investors (AAII) Portfolio | Coming soon! | 3.74 | -13.91 | 9.7 | 10.16 | -40.85 |
| Paul Merriman Target Date Portfolio (35 year old) | Coming soon! | 6.57 | -13.22 | 8.31 | 10.08 | -36.35 |
| Assetbuilder.com Portfolio 14 | Coming soon! | 6.95 | -16.94 | 7.59 | 9.99 | -37.91 |
| Balanced Portfolio 90/10 | Coming soon! | 14.83 | -18.87 | 11.03 | 9.84 | -32.78 |
Description of the FPL Capital Management portfolios
FPL Capital Management has a lot of portfolios. It can be very confusing when looking at them.
Add to that that they changed the 10 portfolios that are displayed here on portfolioeinstein.com. The change was done both concerning asset allocation and the funds that make up the asset allocation. They have shifted more towards factor-based funds instead of pure index funds. That makes them a little harder to benchmark against but not impossible.
As a consequence, the portfolios presented here represent the portfolios that were on their site two years ago.
The portfolios are generally tilted towards value-based investing with a hint of small caps thrown in. As value stocks historically have performed better than growth stocks this makes them ideal candidates for outperformance.
That is a beautiful representation of how stocks and bonds interact. The table shows how adding more stocks to a portfolio adds more risk but also adds higher returns.
The all-equity portfolio even manages to outperform the S&P 500 – very impressive!
The portfolios are similar to Index Fund Advisors: Market-Beating Portfolios and David Booth Portfolios: Home Runs For Days though slightly less complex.
FPL Capital Management Portfolio 10
- 2.00% US Large Cap Value (VTV)
- 2.00% US Large Cap (VV)
- 2.00% US Small Cap Value (VIOV)
- 0.50% REITs (VNQ)
- 1.00% International Large Cap Value (EFV)
- 90.00% Total US Bond Market (BND)
- 0.50% International Small Cap Value (DLS)
- 1.00% Emerging Markets Value (FNDE)
- 1.00% International REITs (VNQI)
FPL Capital Management Portfolio 20
- 4.00% US Large Cap Value (VTV)
- 4.00% US Large Cap (VV)
- 4.00% US Small Cap Value (VIOV)
- 1.00% REITs (VNQ)
- 2.00% International Lg Cap Value (EFV)
- 80.00% Total US Bond Market (BND)
- 2.00% International Small Cap Value (DLS)
- 2.00% Emerging Markets Value (FNDE)
- 1.00% International REITs (VNQI)
FPL Capital Management Portfolio 30
- 6.00% US Large Cap Value (VTV)
- 6.00% US Large Cap (VV)
- 6.00% US Small Cap Value (VIOV)
- 1.50% REITs (VNQ)
- 3.00% International Large Cap Value (EFV)
- 70.00% Total US Bond Market (BND)
- 3.00% International Small Cap Value (DLS)
- 3.00% Emerging Markets Value (FNDE)
- 1.50% International REITs (VNQI)
FPL Capital Management Portfolio 40
- 8.00% US Large Cap Value (VTV)
- 8.00% US Large Cap (VV)
- 8.00% US Small Cap Value (VIOV)
- 2.00% REITs (VNQ)
- 4.00% International Large Cap Value (EFV)
- 60.00% Total US Bond Market (BND)
- 4.00% International Small Cap Value (DLS)
- 4.00% Emerging Markets Value (FNDE)
- 2.00% International REITs (VNQI)
FPL Capital Management Portfolio 50
- 10.00% US Large Cap Value (VTV)
- 10.00% US Large Cap (VV)
- 10.00% US Small Cap Value (VIOV)
- 2.50% REITs (VNQ)
- 5.00% International Large Cap Value (EFV)
- 50.00% Total US Bond Market (BND)
- 5.00% International Small Cap Value (DLS)
- 5.00% Emerging Markets Value (FNDE)
- 2.50% International REITs (VNQI)
FPL Capital Management Portfolio 60
- 12.00% US Large Cap Value (VTV)
- 12.00% US Large Cap (VV)
- 12.00% US Small Cap Value (VIOV)
- 3.00% REITs (VNQ)
- 6.00% International Large Cap Value (EFV)
- 40.00% Total US Bond Market (BND)
- 6.00% International Small Cap Value (DLS)
- 6.00% Emerging Markets Value (FNDE)
- 3.00% International REITs (VNQI)
FPL Capital Management Portfolio 70
- 14.00% US Large Cap Value (VTV)
- 14.00% US Large Cap (VV)
- 14.00% US Small Cap Value (VIOV)
- 3.50% REITs (VNQ)
- 7.00% International Large Cap Value (EFV)
- 30.00% Total US Bond Market (BND)
- 7.00% International Small Cap Value (DLS)
- 7.00% Emerging Markets Value (FNDE)
- 3.50% International REITs (VNQI)
FPL Capital Management Portfolio 80
16.00% US Large Cap Value (VTV) 16.00% US Large Cap (VV) 16.00% US Small Cap Value (VIOV) 4.00% REITs (VNQ) 8.00% International Large Cap Value (EFV) 20.00% Total US Bond Market (BND) 8.00% International Small Cap Value (DLS) 8.00% Emerging Markets Value (FNDE) 4.00% International REITs (VNQI)
FPL Capital Management Portfolio 90
The portfolio will soon be added!
FPL Capital Management Portfolio 100
The portfolio will soon be added!
Check out the best mutual funds and ETFs here.
Suggestions for your next steps
If you have already committed to a portfolio then maybe you need help maintaining the portfolio. In this case you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
