Build FPL Capital Management Portfolios With ETFs
Learn to build FPL Capital's Portfolios ETFs. How do they compare against other portfolios?
FPL Capital Management Portfolios can be built with 8-9 ETFs. They are exposed to between 10%-100% equities and 0-90% bonds. There are low-risk, medium-risk, and high-risk portfolios.
For the past 10 years, the FPL Capital Management Portfolio 60 has returned 8.95 with a standard deviation of 10.06.
The dividend yield is 2.53. The 30-year return is 9.15%.
Year to date the FPL Capital Management Portfolio 60 has returned -10.32%.
Article Contents
- What is the historical return of FPL Capital Management portfolios?
- How does FPL Capital Management portfolios compare to the best portfolios?
- Description of the FPL Capital Management portfolios
- How do you build the FPL Capital Management portfolios with ETFs?
- FPL Capital Management Portfolio 10
- FPL Capital Management Portfolio 20
- FPL Capital Management Portfolio 30
- FPL Capital Management Portfolio 40
- FPL Capital Management Portfolio 50
- FPL Capital Management Portfolio 60
- FPL Capital Management Portfolio 70
- FPL Capital Management Portfolio 80
- FPL Capital Management Portfolio 90
- FPL Capital Management Portfolio 100
- Suggestions for your next steps
What is the historical return of FPL Capital Management portfolios?
Below you can see the historical return of FPL Capital Management portfolios.
| Name | Asset class count | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | Risk level | Expense ratio |
|---|---|---|---|---|---|---|---|
| FPL Capital Management Portfolio 10 | 9 | -9.43 | 7.25 | 3.88 | 6.44 | 1 | 0.05% |
| FPL Capital Management Portfolio 20 | 9 | -9.61 | 6.84 | 4.92 | 7.04 | 1 | 0.07% |
| FPL Capital Management Portfolio 30 | 9 | -9.79 | 6.41 | 5.95 | 7.61 | 1 | 0.09% |
| FPL Capital Management Portfolio 40 | 9 | -9.97 | 5.97 | 6.96 | 8.15 | 1 | 0.10% |
| FPL Capital Management Portfolio 50 | 9 | -10.14 | 5.54 | 7.96 | 8.66 | 1 | 0.12% |
| FPL Capital Management Portfolio 60 | 9 | -10.32 | 5.1 | 8.95 | 9.15 | 2 | 0.13% |
| FPL Capital Management Portfolio 70 | 9 | -10.5 | 4.67 | 9.93 | 9.6 | 2 | 0.15% |
| FPL Capital Management Portfolio 80 | 9 | -10.67 | 4.23 | 10.89 | 10.02 | 3 | 0.16% |
| FPL Capital Management Portfolio 90 | 9 | -10.85 | 3.8 | 11.85 | 10.41 | 3 | 0.18% |
| FPL Capital Management Portfolio 100 | 8 | -11.03 | 3.36 | 12.79 | 10.77 | 3 | 0.19% |
How does FPL Capital Management portfolios compare to the best portfolios?
Below you can see the returns of the best portfolios that we have benchmarked.
| Name | See Portfolio | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | Draw Down |
|---|---|---|---|---|---|---|
| Premium Portfolio |  | -13.23 | 18.29 | 16.52 | 11.28 | -37.63% |
| Premium Portfolio | | -15.52 | 18.11 | 11.03 | 11.21 | -44.87% |
| Premium Portfolio | | -14.05 | 19.7 | 14.99 | 10.85 | -32.77% |
| Premium Portfolio | | -10.09 | 3.19 | 11.85 | 10.99 | -36.46% |
| Premium Portfolio | | -10.26 | 3.66 | 11.87 | 10.88 | -36.35% |
| Premium Portfolio | | -14.58 | 21.03 | 16.29 | 11.25 | -37.00% |
| Premium Portfolio | | -9.31 | 8.7 | 14.47 | 11.14 | -35.26% |
| Premium Portfolio | | -13.7 | 7.48 | 11.45 | 10.93 | -37.91% |
| Premium Portfolio | | -12.75 | 5.36 | 13.2 | 11.81 | -35.43% |
| Premium Portfolio | | -10.64 | 3.42 | 13.15 | 10.99 | -40.85% |
Description of the FPL Capital Management portfolios
FPL Capital Management has a lot of portfolios. It can be very confusing when looking at them.
Add to that that they changed the 10 portfolios that are displayed here on portfolioeinstein.com. The change was done both concerning asset allocation and the funds that make up the asset allocation. They have shifted more towards factor-based funds instead of pure index funds. That makes them a little harder to benchmark against but not impossible.
As a consequence, the portfolios presented here represent the portfolios that were on their site two years ago.
The portfolios are generally tilted towards value-based investing with a hint of small caps thrown in. As value stocks historically have performed better than growth stocks this makes them ideal candidates for outperformance.
That is a beautiful representation of how stocks and bonds interact. The table shows how adding more stocks to a portfolio adds more risk but also adds higher returns.
The all-equity portfolio even manages to outperform the S&P 500 – very impressive!
The portfolios are similar to Index Fund Advisors: Market-Beating Portfolios and David Booth Portfolios: Home Runs For Days though slightly less complex.
How do you build the FPL Capital Management portfolios with ETFs?
FPL Capital Management Portfolio 10
- 2.00% US Large Cap Value (VTV)
- 2.00% US Large Cap (VV)
- 2.00% US Small Cap Value (VIOV)
- 0.50% REITs (VNQ)
- 1.00% International Large Cap Value (EFV)
- 90.00% Total US Bond Market (BND)
- 0.50% International Small Cap Value (DLS)
- 1.00% Emerging Markets Value (FNDE)
- 1.00% International REITs (VNQI)
FPL Capital Management Portfolio 20
- 4.00% US Large Cap Value (VTV)
- 4.00% US Large Cap (VV)
- 4.00% US Small Cap Value (VIOV)
- 1.00% REITs (VNQ)
- 2.00% International Lg Cap Value (EFV)
- 80.00% Total US Bond Market (BND)
- 2.00% International Small Cap Value (DLS)
- 2.00% Emerging Markets Value (FNDE)
- 1.00% International REITs (VNQI)
FPL Capital Management Portfolio 30
- 6.00% US Large Cap Value (VTV)
- 6.00% US Large Cap (VV)
- 6.00% US Small Cap Value (VIOV)
- 1.50% REITs (VNQ)
- 3.00% International Large Cap Value (EFV)
- 70.00% Total US Bond Market (BND)
- 3.00% International Small Cap Value (DLS)
- 3.00% Emerging Markets Value (FNDE)
- 1.50% International REITs (VNQI)
FPL Capital Management Portfolio 40
- 8.00% US Large Cap Value (VTV)
- 8.00% US Large Cap (VV)
- 8.00% US Small Cap Value (VIOV)
- 2.00% REITs (VNQ)
- 4.00% International Large Cap Value (EFV)
- 60.00% Total US Bond Market (BND)
- 4.00% International Small Cap Value (DLS)
- 4.00% Emerging Markets Value (FNDE)
- 2.00% International REITs (VNQI)
FPL Capital Management Portfolio 50
- 10.00% US Large Cap Value (VTV)
- 10.00% US Large Cap (VV)
- 10.00% US Small Cap Value (VIOV)
- 2.50% REITs (VNQ)
- 5.00% International Large Cap Value (EFV)
- 50.00% Total US Bond Market (BND)
- 5.00% International Small Cap Value (DLS)
- 5.00% Emerging Markets Value (FNDE)
- 2.50% International REITs (VNQI)
FPL Capital Management Portfolio 60
- 12.00% US Large Cap Value (VTV)
- 12.00% US Large Cap (VV)
- 12.00% US Small Cap Value (VIOV)
- 3.00% REITs (VNQ)
- 6.00% International Large Cap Value (EFV)
- 40.00% Total US Bond Market (BND)
- 6.00% International Small Cap Value (DLS)
- 6.00% Emerging Markets Value (FNDE)
- 3.00% International REITs (VNQI)
FPL Capital Management Portfolio 70
- 14.00% US Large Cap Value (VTV)
- 14.00% US Large Cap (VV)
- 14.00% US Small Cap Value (VIOV)
- 3.50% REITs (VNQ)
- 7.00% International Large Cap Value (EFV)
- 30.00% Total US Bond Market (BND)
- 7.00% International Small Cap Value (DLS)
- 7.00% Emerging Markets Value (FNDE)
- 3.50% International REITs (VNQI)
FPL Capital Management Portfolio 80
16.00% US Large Cap Value (VTV)
16.00% US Large Cap (VV)
16.00% US Small Cap Value (VIOV)
4.00% REITs (VNQ)
8.00% International Large Cap Value (EFV)
20.00% Total US Bond Market (BND)
8.00% International Small Cap Value (DLS)
8.00% Emerging Markets Value (FNDE)
4.00% International REITs (VNQI)
FPL Capital Management Portfolio 90
This portfolio is part of Portfolio Einstein’s Premium Portfolios. The premium portfolios are high-returning portfolios to last a lifetime!
FPL Capital Management Portfolio 100
This portfolio is part of Portfolio Einstein, Premium Portfolios. The premium portfolios are high-returning portfolios to last a lifetime!
Check out the best mutual funds and ETFs here.
Suggestions for your next steps
Finding the correct portfolio is hard. Maintaining your portfolio is also daunting. If you are still in doubt about which portfolio to choose, we suggest you read our article How To Invest Money: 5 Simple Steps That Work For Anyone
If you have already committed to a portfolio – good for you! If you need help maintaining the portfolio you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
Rebalancing lowers your portfolio risk and can increase your returns.
If you want access to our high-performing portfolios then you want to take a look at the premium portfolios. This is a paid product that gives you the 20 best-performing portfolios since 1989. The portfolios represent a great opportunity for you to get more money from your investment portfolios. We think it’s a “no-brainer”.
You stand to gain literally thousands more dollars EACH YEAR for the price of a few months of Netflix. (Haven’t you watched enough Netflix?).
