High-Risk Portfolios
This page displays high-risk portfolios available on portfolioeinstein.com.
Article Contents
Some words on risk
Risk comes in many shapes and forms. In academia and in much of the investing industry, risk in investing is measured by standard deviation (a measure of how much the price of an asset bounces around).
Now, a standard deviation is, well – academic. This is because, for you and me, the risk is the pain we go through when we lose money. That pain is called draw-down. The draw-down of a portfolio is the amount of money the portfolio will lose in a given year. So, for example, a portfolio with a draw-down of -20% has at some point lost 20% of its value. That’s a good indication of what could happen in the future.
Now, that’s pretty actionable information that we can plan around and relate to.
A rough rule of thumb is that for each 20% of stocks a portfolio has it has a draw-down of -10%. So a 100% stock portfolio has potentially a draw-down of -50%. A 60% stock portfolio has a potential draw-down of -30%.
There are other forms of risk however but the draw-down is what we will focus on when dividing the portfolios into the various risk levels. You should also look at standard deviation as well as the stock to bond ratio.
How the risk levels are determined
We have given the portfolios a risk level from one to three. = 1 – 3.
1 is the least risky but also offers the least reward.
3 is the riskiest but offers the most rewards.
The portfolios have been divided into tertiles. In the first tertile, the first 33.3% represent the portfolios that have the lowest draw-downs. The last 33.3% are the ones with the highest draw-downs.
You can find the other 2 risk portfolios here
This page is displaying the high-risk portfolios. They are suited for long-term savings like retirement and college savings with many years to go before needing the money.
High-risk portfolios
| Name | See Portfolio | Asset class count | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | STDEV | Draw Down | Risk level | Expense ratio |
|---|---|---|---|---|---|---|---|---|---|---|
| Premium Portfolio |  | 1 | -12.97 | 18.29 | 16.52 | 11.28 | 17.02 | -37.63% | 3 | 0.03% |
| Three Fund Portfolio (50-30-20) |  | 3 | -12.52 | 15.39 | 11.13 | 8.74 | 13.58 | -30.69% | 3 | 0.05% |
| Merrimans Ultimate Portfolio | | 10 | -10.33 | 6.4 | 10.79 | 9.35 | 17.2 | -41.07% | 3 | 0.17% |
| Meb Faber Ivy 5 Portfolio | | 5 | -2.65 | 5.19 | 7.47 | 7.92 | 11.39 | -31.51% | 3 | 0.22% |
| Meb Faber Ivy 10 Portfolio | | 9 | -1.5 | 3.98 | 6.55 | 8.18 | 13.12 | -34.87% | 3 | 0.23% |
| Premium Portfolio | | 2 | -11.97 | 16.77 | 15.01 | 10.71 | 15.32 | -32.67% | 3 | 0.03% |
| Premium Portfolio | | 12 | -10.02 | 6.31 | 12.43 | 10.77 | 17.23 | -39.62% | 3 | 0.18% |
| Index Fund Advisors, Portfolio 80 | | 16 | -9.18 | 5.97 | 10.35 | 9.62 | 13.76 | -30.83% | 3 | 0.15% |
| Muhammad El-Erian Portfolio | | 8 | -5.8 | 8.42 | 7.42 | 8.66 | 12.75 | -31.14% | 3 | 0.17% |
| Allan Roth Second Grader High Risk Portfolio | | 3 | -12.97 | 16.73 | 12.44 | 9.17 | 15.18 | -34.91% | 3 | 0.05% |
| Allan Roth Second Grader Five-Fund High Risk Portfolio | | 5 | -12.25 | 15.73 | 12.0 | 9.3 | 14.43 | -34.20% | 3 | 0.07% |
| Allan Roth Second Grader High Risk with CDs Portfolio | | 3 | -12.01 | 15.99 | 12.21 | 8.86 | 15.13 | -35.21% | 3 | 0.06% |
| Premium Portfolio | | 2 | -12.98 | 18.11 | 11.03 | 11.21 | 21.77 | -44.87% | 3 | 0.07% |
| Scott Burns Nine Emerging Portfolio | | 9 | -3.44 | 2.76 | 8.79 | 9.66 | 13.16 | -30.97% | 3 | 0.09% |
| Scott Burns 10 Speed Portfolio | | 10 | -3.65 | 2.18 | 8.49 | 9.24 | 13.51 | -32.27% | 3 | 0.12% |
| Robo Advisor Betterment 100 | | 6 | -11.19 | 12.29 | 12.0 | 9.81 | 17.12 | -40.07% | 3 | 0.07% |
| Robo Advisor Betterment 80 | | 10 | -10.49 | 11.04 | 10.25 | 9.23 | 13.93 | -31.32% | 3 | 0.07% |
| Robo Advisor Wealthfront 100 | | 7 | -11.63 | 10.89 | 9.73 | 9.94 | 17.28 | -38.97% | 3 | 0.08% |
| Robo Advisor Wealthfront 80 | | 7 | -10.85 | 9.64 | 10.68 | 9.7 | 14.82 | -35.39% | 3 | 0.07% |
| Robo Advisor Wealthfront 60 | | 7 | -11.16 | 9.78 | 9.91 | 9.33 | 12.83 | -30.30% | 3 | 0.08% |
| Gibson Five Asset Classes | | 6 | -2.49 | 5.28 | 7.35 | 7.91 | 11.59 | -32.05% | 3 | 0.23% |
| Premium Portfolio | | 2 | -13.15 | 18.37 | 13.69 | 10.42 | 13.89 | -28.56% | 3 | 0.03% |
| Premium Portfolio | | 2 | -13.6 | 19.7 | 14.99 | 10.85 | 15.51 | -32.77% | 3 | 0.03% |
| Index Fund Advisors, Portfolio 90 | | 16 | -9.89 | 6.95 | 11.24 | 10.13 | 15.32 | -34.47% | 3 | 0.17% |
| Premium Portfolio | | 1 | -14.04 | 21.03 | 16.29 | 11.25 | 17.13 | -37.00% | 3 | 0.03% |
| Paul Merriman Best-in-Class ETFs Portfolio (Aggressive) | | 12 | -10.69 | 7.24 | 11.04 | 9.53 | 16.39 | -38.36% | 3 | 0.18% |
| Premium Portfolio | | 4 | -8.98 | 3.19 | 11.85 | 10.99 | 17.36 | -36.46% | 3 | 0.26% |
| Premium Portfolio | | 11 | -9.17 | 3.66 | 11.87 | 10.88 | 17.17 | -36.35% | 3 | 0.24% |
| Premium Portfolio | | 14 | -9.16 | 4.55 | 11.24 | 10.41 | 15.65 | -33.39% | 3 | 0.20% |
| Ben Stein Portfolio | | 7 | -8.19 | 10.23 | 9.82 | 8.77 | 13.63 | -32.15% | 3 | 0.07% |
| Premium Portfolio | | 1 | -14.04 | 21.03 | 16.29 | 11.25 | 17.13 | -37.00% | 3 | 0.03% |
| Fidelity Freedom Index 2040 (45 year old) | | 5 | -12.42 | 16.68 | 12.48 | 9.29 | 15.03 | -34.81% | 3 | 0.06% |
| Fidelity Freedom Index 2050 (35 year old) | | 5 | -12.42 | 16.68 | 12.48 | 9.29 | 15.03 | -34.81% | 3 | 0.06% |
| Fidelity Freedom Index 2060 (25 year old and younger) | | 5 | -12.42 | 16.68 | 12.48 | 9.29 | 15.03 | -34.81% | 3 | 0.06% |
| TD Ameritrade Core Portfolio Aggressive | | 5 | -12.57 | 15.73 | 11.61 | 8.8 | 14.39 | -32.96% | 3 | 0.05% |
| Morningstar Moderate Retirement Saver Portfolio | | 5 | -12.17 | 14.36 | 11.42 | 9.38 | 13.44 | -29.81% | 3 | 0.05% |
| Morningstar Aggressive Retirement Saver Portfolio | | 5 | -12.53 | 14.86 | 12.55 | 9.45 | 15.77 | -36.46% | 3 | 0.05% |
| Vanguard Target Retirement 2040 (45 year old) | | 4 | -12.58 | 15.55 | 11.51 | 8.72 | 14.43 | -33.10% | 3 | 0.05% |
| Vanguard Target Retirement 2050 (35 year old) | | 4 | -12.78 | 16.04 | 11.95 | 8.81 | 15.22 | -35.27% | 3 | 0.05% |
| Vanguard Target Retirement 2060 (25 year old) | | 4 | -12.78 | 16.03 | 11.95 | 8.8 | 15.24 | -35.33% | 3 | 0.05% |
| Merrill Lynch Edge Select Portfolio, Aggressive | | 12 | -12.79 | 17.49 | 11.85 | 9.76 | 14.85 | -33.52% | 3 | 0.07% |
| David Booth (DFA) Aggressive Portfolio | | 15 | -9.0 | 6.25 | 10.49 | 9.53 | 13.06 | -30.35% | 3 | 0.14% |
| Premium Portfolio | | 11 | -9.42 | 6.26 | 12.51 | 10.52 | 16.4 | -39.45% | 3 | 0.17% |
| Rick Ferri Core 4 fund Portfolio (80/20) | | 4 | -12.32 | 13.93 | 11.33 | 9.12 | 13.01 | -30.27% | 3 | 0.05% |
| Vanguard LifeStrategy Growth Fund (80/20) | | 4 | -12.37 | 15.02 | 11.03 | 8.6 | 13.6 | -30.80% | 3 | 0.05% |
| T. Rowe Price ActivePlus Portfolio, Model 80 | | 3 | -12.21 | 15.99 | 11.77 | 9.58 | 13.29 | -34.21% | 3 | 0.04% |
| T. Rowe Price ActivePlus Portfolio, Model 90 | | 3 | -12.39 | 17.02 | 12.66 | 9.85 | 14.65 | -39.00% | 3 | 0.04% |
| T. Rowe Price ActivePlus Portfolio, Model 100 | | 2 | -12.49 | 18.06 | 13.65 | 10.08 | 16.27 | -39.12% | 3 | 0.05% |
| Schwab Target Date Index Fund 2040 | | 8 | -11.78 | 12.83 | 11.45 | 9.26 | 13.49 | -31.01% | 3 | 0.05% |
| Schwab Target Date Index Fund 2050 | | 8 | -12.15 | 13.42 | 12.26 | 9.55 | 14.96 | -35.06% | 3 | 0.05% |
| Schwab Target Date Index Fund 2060 | | 8 | -12.32 | 13.69 | 12.66 | 9.68 | 15.71 | -37.12% | 3 | 0.05% |
| Schwab Managed Portfolio, Growth | | 9 | -8.64 | 10.22 | 9.66 | 8.58 | 13.2 | -32.39% | 3 | 0.11% |
| Schwab Managed Portfolio, Aggressive Growth | | 7 | -10.03 | 11.39 | 11.08 | 8.98 | 15.58 | -38.07% | 3 | 0.09% |
| Gibson Four Asset Classes | | 4 | 1.64 | -0.13 | 7.84 | 7.9 | 14.04 | -40.41% | 3 | 0.27% |
| Alpha Architect Robust | | 8 | -7.13 | 9.3 | 10.05 | 10.16 | 11.71 | -29.32% | 3 | 0.24% |
| Meb Faber GTAA Moderate | | 11 | -2.82 | 5.3 | 7.32 | 9.03 | 12.27 | -31.93% | 3 | 0.25% |
| TrevH from Boglheads Portfolio | | 4 | -10.18 | 7.49 | 11.1 | 8.73 | 16.86 | -40.81% | 3 | 0.17% |
| Morningstar Lifetime Allocation Index Aggressive, 2060 | | 16 | -10.49 | 11.8 | 11.36 | 9.66 | 16.42 | -39.62% | 3 | 0.11% |
| Morningstar Lifetime Allocation Index Aggressive, 2050 | | 16 | -10.55 | 11.99 | 11.62 | 9.73 | 16.29 | -39.37% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Aggressive, 2040 | | 18 | -10.56 | 12.11 | 11.79 | 9.78 | 16.02 | -38.72% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Aggressive, 2030 | | 18 | -10.21 | 11.56 | 11.02 | 9.56 | 14.24 | -33.93% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Moderate, 2060 | | 16 | -10.42 | 11.59 | 11.09 | 9.61 | 15.75 | -37.83% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Moderate, 2050 | | 16 | -10.47 | 11.74 | 11.28 | 9.65 | 15.55 | -37.36% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Moderate, 2040 | | 18 | -10.33 | 11.55 | 11.01 | 9.57 | 14.59 | -34.80% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Conservative, 2060 | | 16 | -10.72 | 11.41 | 10.61 | 9.49 | 14.58 | -34.26% | 3 | 0.10% |
| Morningstar Lifetime Allocation Index Conservative, 2050 | | 16 | -10.65 | 11.37 | 10.53 | 9.45 | 14.01 | -32.78% | 3 | 0.10% |
| Burton Malkiel Portfolio, Mid-Twenties | | 8 | -11.71 | 12.98 | 10.92 | 9.84 | 14.95 | -34.90% | 3 | 0.07% |
| Burton Malkiel Portfolio, Late Thirties to Early Forties | | 8 | -11.58 | 12.76 | 10.86 | 9.87 | 14.39 | -33.61% | 3 | 0.07% |
| Burton Malkiel Portfolio, Mid-Fifties | | 8 | -11.32 | 11.7 | 10.53 | 9.82 | 13.26 | -31.08% | 3 | 0.08% |
| Dimensional 2040 Target Date Retirement Income Fund | | 7 | -11.92 | 14.72 | 11.3 | 9.06 | 14.21 | -32.21% | 3 | 0.05% |
| Dimensional 2050 Target Date Retirement Income Fund | | 7 | -12.66 | 16.05 | 12.64 | 9.55 | 16.26 | -37.66% | 3 | 0.05% |
| Dimensional 2060 Target Date Retirement Income Fund | | 7 | -12.66 | 16.05 | 12.64 | 9.55 | 16.26 | -37.66% | 3 | 0.05% |
| Premium Portfolio | | 2 | -5.85 | 2.53 | 13.49 | 10.91 | 16.25 | -36.25% | 3 | 0.10% |
| Premium Portfolio | | 4 | -9.45 | 8.7 | 14.47 | 11.14 | 16.33 | -35.26% | 3 | 0.08% |
| Paul Merriman 5-Fund-Value-Portfolio | | 5 | -7.49 | 0.12 | 11.3 | 9.92 | 17.11 | -39.50% | 3 | 0.28% |
| Dan Solin SuperSmart Portfolio, Medium-High Risk | | 8 | -8.05 | 4.87 | 9.79 | 9.51 | 13.17 | -30.29% | 3 | 0.14% |
| Premium Portfolio | | 7 | -9.32 | 5.33 | 11.85 | 10.55 | 16.53 | -39.51% | 3 | 0.17% |
| Dan Solin The Smartest ETF Portfolio, Medium-High Risk | | 2 | -11.1 | 13.9 | 10.0 | 7.6 | 13.73 | -32.56% | 3 | 0.07% |
| Dan Solin The Smartest ETF Portfolio, High Risk | | 1 | -13.13 | 16.61 | 12.13 | 8.1 | 17.35 | -42.34% | 3 | 0.08% |
| Dan Solin The Smartest Index Portfolio, Medium-High Risk | | 3 | -12.65 | 15.99 | 11.65 | 9.08 | 13.56 | -30.27% | 3 | 0.04% |
| Dan Solin The Smartest Index Portfolio, High Risk | | 2 | -13.41 | 18.06 | 13.74 | 9.57 | 16.8 | -39.12% | 3 | 0.05% |
| TIAA-CREF Lifecycle 2040 | | 4 | -12.89 | 16.57 | 12.25 | 9.66 | 14.63 | -32.56% | 3 | 0.04% |
| TIAA-CREF Lifecycle 2050 | | 4 | -13.15 | 17.27 | 12.97 | 9.86 | 15.73 | -35.52% | 3 | 0.04% |
| TIAA-CREF Lifecycle 2060 | | 4 | -13.24 | 17.52 | 13.21 | 9.93 | 16.13 | -36.60% | 3 | 0.04% |
| William Bernstein Taxable Ted 100% Stocks | | 4 | -12.77 | 12.44 | 13.4 | 9.91 | 15.82 | -37.86% | 3 | 0.06% |
| William Bernstein Taxable Ted 90/10 | | 5 | -12.23 | 11.78 | 12.39 | 9.58 | 14.3 | -33.83% | 3 | 0.06% |
| William Bernstein Taxable Ted 80/20 | | 5 | -11.69 | 11.11 | 11.37 | 9.21 | 12.78 | -29.79% | 3 | 0.06% |
| William Bernstein Sheltered Sam 100% Stocks | | 10 | -8.54 | 7.29 | 12.3 | 10.21 | 15.32 | -36.95% | 3 | 0.11% |
| William Bernstein Sheltered Sam 90/10 | | 12 | -8.01 | 7.07 | 11.36 | 9.83 | 13.97 | -33.64% | 3 | 0.11% |
| William Bernstein Sheltered Sam 80/20 | | 12 | -7.48 | 6.84 | 10.41 | 9.43 | 12.62 | -30.34% | 3 | 0.10% |
| Goldman Sachs Target Date 2055 Portfolio | | 13 | -7.14 | 2.64 | 11.3 | 9.58 | 15.55 | -37.34% | 3 | 0.17% |
| Goldman Sachs Target Date 2045 Portfolio | | 13 | -7.09 | 2.57 | 11.25 | 9.56 | 15.51 | -37.21% | 3 | 0.17% |
| Robo Advisor Betterment 90 | | 11 | -10.91 | 11.65 | 11.15 | 9.58 | 15.66 | -36.12% | 3 | 0.08% |
| Rick Ferri Total Economy Core-4 Portfolio Agressive | | 4 | -11.32 | 10.92 | 10.6 | 8.82 | 12.8 | -30.77% | 3 | 0.09% |
| Rick Ferri Global Markets Core-4 Aggressive | | 4 | -12.6 | 15.5 | 11.9 | 9.04 | 13.45 | -29.56% | 3 | 0.04% |
| Rick Ferri Inflation Fighter Core-4 Portfolio Aggressive | | 4 | -11.75 | 13.18 | 10.53 | 8.34 | 13.64 | -34.42% | 3 | 0.09% |
| Rick Ferri Income Seeker Core-4 Portfolio Aggressive | | 4 | -6.13 | 1.97 | 9.84 | 8.66 | 12.77 | -30.92% | 3 | 0.17% |
| Rick Ferri Socially Conscious ESG Core-4 Portfolio Aggressive | | 4 | -12.45 | 13.45 | 10.5 | 8.35 | 13.38 | -32.68% | 3 | 0.09% |
| 3 Fund Portfolio 80/20 | | 3 | -12.7 | 15.66 | 11.85 | 9.06 | 13.44 | -29.59% | 3 | 0.04% |
| Meb Faber IVY 20 portfolio | | 16 | -2.74 | 6.88 | 7.35 | 8.6 | 13.89 | -35.66% | 3 | 0.29% |
| FPL Capital Management Portfolio 80 | | 9 | -8.92 | 4.23 | 10.89 | 10.02 | 13.1 | -30.48% | 3 | 0.16% |
| Premium Portfolio | | 9 | -8.84 | 3.8 | 11.85 | 10.41 | 14.67 | -34.94% | 3 | 0.18% |
| Premium Portfolio | | 8 | -8.75 | 3.36 | 12.79 | 10.77 | 16.25 | -39.39% | 3 | 0.19% |
| Fundamentum Enhanced Index Focus Growth | | 6 | -11.94 | 14.75 | 10.63 | 8.06 | 14.36 | -34.75% | 3 | 0.08% |
| Assetbuilder.com Portfolio 12 | Coming soon | 12 | -10.48 | 7.11 | 10.41 | 10.29 | 15.13 | -32.87% | 3 | 0.25% |
| Premium Portfolio | | 11 | -11.1 | 7.48 | 11.45 | 10.93 | 17.33 | -37.91% | 3 | 0.27% |
| Alexander Green Gone Fishing Portfolio | | 10 | -10.03 | 11.56 | 8.75 | 8.86 | 13.06 | -28.87% | 3 | 0.14% |
| Robo Advisor Wealthsimple Portfolio Growth | | 9 | -13.4 | 14.51 | 11.67 | 9.64 | 15.72 | -36.27% | 3 | 0.06% |
| Robo Advisor WiseBanyan 90% stocks | | 9 | -12.74 | 15.8 | 12.12 | 9.29 | 15.5 | -35.78% | 3 | 0.05% |
| Robo Advisor WiseBanyan 80% stocks | | 9 | -12.18 | 14.62 | 11.23 | 9.11 | 13.96 | -32.10% | 3 | 0.06% |
| PWL Capital Toronto (CA) 100% Stocks | | 4 | -9.21 | 12.44 | 11.13 | 9.2 | 16.29 | -38.15% | 3 | 0.05% |
| PWL Capital Toronto (CA) 90% Stocks | | 6 | -9.3 | 11.97 | 10.33 | 9.06 | 14.72 | -33.63% | 3 | 0.06% |
| PWL Capital Toronto (CA) 80% Stocks | | 5 | -9.4 | 11.61 | 9.6 | 8.94 | 13.17 | -29.07% | 3 | 0.06% |
| PWL Capital Toronto (US) 100% Stocks | | 3 | -13.4 | 17.79 | 13.53 | 9.95 | 17.15 | -39.44% | 3 | 0.04% |
| PWL Capital Toronto (US) 90% Stocks | | 4 | -13.01 | 16.75 | 12.49 | 9.67 | 15.48 | -34.98% | 3 | 0.04% |
| PWL Capital Toronto (US) 80% Stocks | | 4 | -12.65 | 15.81 | 11.51 | 9.41 | 13.83 | -30.48% | 3 | 0.04% |
| PWL Capital Layton-Guay Portfolios (US) 70/30 Aggressive | | 6 | -12.08 | 13.17 | 10.39 | 8.71 | 12.65 | -28.88% | 3 | 0.05% |
| PWL Capital Passmore & Felix (CA), 80/20 | | 6 | -9.18 | 10.37 | 9.96 | 8.29 | 12.37 | -28.86% | 3 | 0.05% |
| PWL Capital Passmore & Felix (CA), 100/0 | | 4 | -9.32 | 11.46 | 11.6 | 8.9 | 15.4 | -37.19% | 3 | 0.05% |
| PWL Capital Passmore & Felix (US), 80/20 | | 5 | -12.36 | 14.44 | 11.79 | 8.88 | 13.18 | -29.83% | 3 | 0.04% |
| PWL Capital Passmore & Felix (US), 100/0 | | 3 | -13.31 | 16.57 | 13.88 | 9.61 | 16.41 | -38.42% | 3 | 0.04% |
| Jim Lowell Sower Growth Portfolio | Coming soon | 7 | -11.55 | 13.29 | 12.76 | 10.04 | 16.9 | -40.16% | 3 | 0.05% |
| Ben Stein 2007 | Coming soon | 6 | -10.31 | 10.7 | 10.76 | 9.21 | 13.92 | -33.06% | 3 | 0.08% |
| Premium Portfolio | | 2 | -9.97 | 5.36 | 13.2 | 11.81 | 14.19 | -35.43% | 3 | 0.09% |
| Aronson Lazy Portfolio | Coming soon | 11 | -12.11 | 15.58 | 9.94 | 9.42 | 15.58 | -32.92% | 3 | 0.10% |
| Mad Money Machine MMM Do it Yourself Funds | Coming soon | 8 | -10.88 | 9.74 | 11.76 | 10.14 | 17.7 | -40.27% | 3 | 0.22% |
| MMM SMILER Funds | Coming soon | 6 | -12.23 | 10.26 | 11.33 | 10.34 | 17.93 | -40.57% | 3 | 0.20% |
| Canadian Portfolio Manager Model Portfolios (CA) 80% Stocks | Coming soon | 5 | -9.81 | 12.25 | 9.98 | 9.08 | 13.12 | -29.02% | 3 | 0.06% |
| Canadian Portfolio Manager Model Portfolios (CA) 90% Stocks | Coming soon | 5 | -9.73 | 12.71 | 10.8 | 9.23 | 14.63 | -33.50% | 3 | 0.05% |
| Canadian Portfolio Manager Model Portfolios (CA) 100% Stocks | Coming soon | 4 | -9.65 | 13.17 | 11.6 | 9.36 | 16.18 | -38.00% | 3 | 0.05% |
| Canadian Portfolio Manager Model Portfolios (US) 80% Stocks | Coming soon | 4 | -12.68 | 15.97 | 11.67 | 9.46 | 13.79 | -30.31% | 3 | 0.04% |
| Canadian Portfolio Manager Model Portfolios (US) 90% Stocks | Coming soon | 4 | -13.07 | 17.0 | 12.73 | 9.76 | 15.42 | -34.73% | 3 | 0.04% |
| Canadian Portfolio Manager Model Portfolios (US) 100% Stocks | Coming soon | 3 | -13.46 | 18.04 | 13.78 | 10.03 | 17.07 | -39.17% | 3 | 0.04% |
| Canadian Couch Potato Model Portfolios (CA) Aggressive | Coming soon | 3 | -9.33 | 12.27 | 10.35 | 8.41 | 14.52 | -34.64% | 3 | 0.08% |
| Canadian Couch Potato Model Portfolios (US) Assertive | Coming soon | 3 | -12.47 | 15.49 | 10.96 | 8.68 | 12.8 | -29.13% | 3 | 0.06% |
| Canadian Couch Potato Model Portfolios (US) Aggressive | Coming soon | 3 | -13.05 | 17.05 | 12.51 | 9.02 | 15.25 | -35.99% | 3 | 0.06% |
| Robo Advisor Wealthsimple Risk Level 10 | | 5 | -12.79 | 13.98 | 10.93 | 9.64 | 15.21 | -32.87% | 3 | 0.08% |
| Robo Advisor Wealthsimple Risk Level 09 | | 5 | -13.14 | 14.22 | 10.61 | 9.65 | 14.28 | -29.71% | 3 | 0.08% |
| Ram Balakrishnan Sleepy Portfolio (US Edition) | Coming soon | 7 | -10.59 | 12.69 | 10.3 | 8.67 | 12.49 | -28.70% | 3 | 0.05% |
| The Canonical Portfolio (CA) 90% Stocks | Coming soon | 4 | -9.32 | 11.53 | 10.55 | 8.55 | 14.1 | -32.72% | 3 | 0.05% |
| The Canonical Portfolio (US) 90% Stocks | Coming soon | 3 | -13.03 | 16.31 | 12.7 | 9.14 | 15.03 | -34.06% | 3 | 0.04% |
| The Canonical Portfolio (US) 80% Stocks | Coming soon | 3 | -12.65 | 15.35 | 11.65 | 8.9 | 13.42 | -29.70% | 3 | 0.04% |
| Charles Ellis Portfolio Under 40 Years Old | | 1 | -13.13 | 16.61 | 12.13 | 8.1 | 17.35 | -42.34% | 3 | 0.08% |
| Charles Ellis Portfolio 40 - 50 Years Old | | 2 | -12.78 | 15.72 | 11.25 | 8.04 | 15.62 | -37.60% | 3 | 0.08% |
| Charles Ellis Portfolio 50 - 60 Years Old | | 2 | -12.42 | 14.83 | 10.35 | 7.94 | 13.9 | -32.85% | 3 | 0.07% |
| Robo Advisor Fidelity GO Taxable Aggressive Growth | | 6 | -11.94 | 13.87 | 12.21 | 9.22 | 14.18 | -33.38% | 3 | 0.05% |
| Robo Advisor Fidelity GO Tax-advantaged Aggressive Growth | | 6 | -12.11 | 14.24 | 12.13 | 9.32 | 14.14 | -32.62% | 3 | 0.05% |
| Robo Advisor SigFig Taxable 15 | | 5 | -12.77 | 15.35 | 10.53 | 9.57 | 17.42 | -38.39% | 3 | 0.06% |
| Robo Advisor SigFig Taxable 14 | | 6 | -12.23 | 14.55 | 9.94 | 9.3 | 16.24 | -35.43% | 3 | 0.06% |
| Robo Advisor SigFig Taxable 13 | | 7 | -11.84 | 14.22 | 9.66 | 9.26 | 15.53 | -33.74% | 3 | 0.06% |
| Robo Advisor SigFig Taxable 12 | | 7 | -11.53 | 13.7 | 9.26 | 9.08 | 13.84 | -29.69% | 3 | 0.06% |
| Robo Advisor SigFig Taxable 11 | | 7 | -11.48 | 13.6 | 9.17 | 9.04 | 13.42 | -28.65% | 3 | 0.06% |
| Robo Advisor SigFig Tax Sheltered 17 | | 6 | -12.79 | 13.99 | 10.42 | 9.69 | 17.48 | -39.20% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 16 | | 7 | -12.5 | 13.62 | 10.16 | 9.58 | 16.87 | -37.69% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 15 | | 7 | -12.27 | 13.3 | 9.91 | 9.48 | 16.27 | -36.20% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 14 | | 7 | -12.2 | 13.13 | 9.8 | 9.42 | 15.56 | -34.57% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 13 | | 7 | -12.13 | 12.97 | 9.62 | 9.39 | 15.26 | -33.69% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 12 | | 8 | -11.69 | 12.45 | 9.23 | 9.23 | 14.31 | -31.46% | 3 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 11 | | 8 | -11.59 | 12.01 | 8.8 | 9.13 | 13.81 | -29.93% | 3 | 0.07% |
| Ellevest Wealthbuilding Portfolio 4 | | 14 | -10.74 | 11.41 | 10.16 | 8.92 | 13.24 | -30.60% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 5 | | 13 | -10.93 | 11.84 | 10.62 | 9.12 | 14.02 | -32.58% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 6 | | 13 | -11.25 | 12.48 | 11.21 | 9.36 | 14.79 | -34.54% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 7 | | 13 | -10.93 | 11.84 | 10.62 | 9.12 | 14.02 | -32.58% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 8 | | 13 | -11.25 | 12.48 | 11.21 | 9.36 | 14.79 | -34.54% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 9 | | 12 | -11.51 | 13.01 | 11.68 | 9.55 | 15.59 | -36.54% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 10 | | 13 | -11.25 | 12.48 | 11.21 | 9.36 | 14.79 | -34.54% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 11 | | 12 | -11.51 | 13.01 | 11.68 | 9.55 | 15.59 | -36.54% | 3 | 0.06% |
| Ellevest Wealthbuilding Portfolio 12 | | 12 | -11.74 | 13.49 | 12.13 | 9.67 | 16.37 | -38.50% | 3 | 0.06% |
| Axos Invest 100% Stocks | Coming soon | 3 | -13.27 | 16.92 | 13.03 | 9.44 | 17.08 | -39.56% | 3 | 0.04% |
| Axos Invest 90% Stocks | Coming soon | 9 | -12.75 | 15.81 | 12.13 | 9.29 | 15.51 | -35.81% | 3 | 0.05% |
| Axos Invest 80% Stocks | Coming soon | 9 | -12.18 | 14.62 | 11.23 | 9.11 | 13.96 | -32.10% | 3 | 0.06% |
| Gretchen Tai Portfolio | Coming soon | 9 | -11.03 | 10.87 | 9.32 | 8.68 | 12.76 | -29.26% | 3 | 0.09% |
| Mark Hebner Portfolio 75% Stocks | | 9 | -8.23 | 5.9 | 10.35 | 9.55 | 13.69 | -31.67% | 3 | 0.13% |
| Mark Hebner Portfolio 100% Stocks | | 7 | -9.25 | 6.52 | 11.6 | 10.29 | 16.94 | -38.97% | 3 | 0.15% |
| Fidelity Target Allocation Index-Focused Model Portfolios 80% Stocks | Coming soon | 6 | -11.96 | 14.12 | 12.09 | 9.28 | 14.13 | -32.68% | 3 | 0.05% |
| SoFi Model Portfolios Taxable Moderately Aggressive | | 5 | -12.1 | 13.67 | 10.3 | 8.5 | 14.22 | -32.90% | 3 | 0.05% |
| SoFi Model Portfolios Taxable/Retirement Aggressive | | 3 | -13.02 | 15.75 | 11.87 | 8.99 | 17.62 | -40.75% | 3 | 0.05% |
| SoFi Model Portfolios Retirement Moderately Aggressive | | 5 | -12.62 | 14.07 | 10.3 | 8.78 | 14.48 | -32.90% | 3 | 0.06% |
| Robo Advisor Betterment 2020 Taxable 100% Stocks | Coming soon | 6 | -10.37 | 10.0 | 11.04 | 8.87 | 17.06 | -40.33% | 3 | 0.07% |
| Robo Advisor Betterment 2020 Taxable 90% Stocks | Coming soon | 10 | -10.38 | 9.63 | 10.44 | 8.71 | 15.44 | -36.09% | 3 | 0.07% |
| Robo Advisor Betterment 2020 Taxable 80% Stocks | Coming soon | 10 | -10.37 | 9.24 | 9.82 | 8.55 | 13.87 | -31.95% | 3 | 0.08% |
| Robo Advisor Betterment 2020 Retirement 100% Stocks | Coming soon | 6 | -10.63 | 10.43 | 11.08 | 8.83 | 17.23 | -40.53% | 3 | 0.07% |
| Robo Advisor Betterment 2020 Retirement 90% Stocks | Coming soon | 10 | -10.29 | 9.49 | 10.43 | 8.67 | 15.43 | -36.24% | 3 | 0.07% |
| Robo Advisor Betterment 2020 Retirement 80% Stocks | Coming soon | 10 | -10.18 | 8.96 | 9.82 | 8.46 | 13.86 | -32.27% | 3 | 0.08% |
| Dimensional Fund Advisors Model Portfolios 80% Stocks Agressive | | 15 | -9.18 | 7.41 | 10.2 | 9.04 | 13.44 | -30.69% | 3 | 0.14% |
| Dimensional Fund Advisors Model Portfolios 100% Stocks Equity | | 11 | -9.65 | 7.7 | 12.14 | 9.9 | 16.89 | -39.88% | 3 | 0.16% |
| Premium Portfolio | | 2 | -13.15 | 18.37 | 13.69 | 10.42 | 13.89 | -28.56% | 3 | 0.03% |
| Robo Advisor J.P. Morgan You Invest Conservative | Coming soon | 7 | -12.9 | 15.54 | 11.56 | 9.49 | 15.79 | -35.70% | 3 | 0.06% |
| Robo Advisor J.P. Morgan You Invest Moderate | Coming soon | 7 | -12.18 | 14.11 | 10.11 | 9.05 | 13.28 | -28.96% | 3 | 0.05% |
| Robo Advisor Morgan Stanley Acces Investing Opportunistic Growth | Coming soon | 8 | -11.7 | 12.47 | 9.88 | 8.55 | 13.85 | -31.21% | 3 | 0.05% |
| Robo Advisor Merrill Guided Investing Taxable Aggressive | Coming soon | 8 | -10.93 | 14.26 | 12.59 | 9.82 | 14.67 | -33.65% | 3 | 0.06% |
| Robo Advisor Merrill Guided Investing Aggressive | Coming soon | 10 | -11.11 | 14.56 | 12.37 | 9.88 | 14.81 | -33.76% | 3 | 0.06% |
| William Bernstein The Small Investor Coward Portfolio (SICEI) | | 8 | -12.31 | 11.31 | 11.16 | 8.95 | 17.75 | -41.54% | 3 | 0.12% |
| William Bernstein The Academic Coward Portfolio (ACEI) | | 4 | -7.26 | 0.19 | 10.51 | 8.92 | 16.44 | -38.39% | 3 | 0.29% |
| Premium Portfolio | | 5 | -8.76 | 3.42 | 13.15 | 10.99 | 16.81 | -40.85% | 3 | 0.24% |
| Jonathan Clements Eight Asset Class Index Fund | Coming soon | 7 | -8.4 | 12.69 | 9.81 | 8.44 | 12.82 | -30.71% | 3 | 0.10% |
| Middleton Monitored Play It Safe Portfolio | Coming soon | 9 | -7.78 | 10.03 | 10.09 | 8.49 | 12.0 | -29.40% | 3 | 0.11% |
| Richard Jenkins Simple ETF Strategy | Coming soon | 5 | -8.39 | 9.26 | 9.95 | 8.66 | 12.2 | -31.73% | 3 | 0.12% |
| Kiplinger Five-Fund ETF Portfolio for Growth | Coming soon | 6 | -11.69 | 12.97 | 11.71 | 9.43 | 13.78 | -31.31% | 3 | 0.07% |
| David Jackson Low-Maintenance Five-Fund ETF Portfolio | Coming soon | 11 | -11.52 | 9.8 | 9.25 | 9.43 | 14.24 | -32.57% | 3 | 0.07% |
| Larry Swedroe Model Portfolios Moderately Aggressive | | 10 | -8.48 | 6.17 | 9.96 | 9.02 | 12.94 | -29.96% | 3 | 0.11% |
| Larry Swedroe Model Portfolios Highly Aggressive | | 10 | -9.84 | 6.96 | 12.08 | 9.94 | 16.28 | -39.10% | 3 | 0.12% |
| Premium Portfolio | | 9 | -12.46 | 12.09 | 12.7 | 10.56 | 14.3 | -34.82% | 3 | 0.07% |
Disclaimer: There are many factors that go into choosing your right portfolio, though not as many as you would think. Therefore, the information here presented are not specific recommendations but instead for information purposes only.
Now it’s your turn!
Which portfolio are you leaning towards and why?
Why do you think a high-risk portfolio is right for you?
