Build JL Collins Portfolios With ETFs
Learn how to build JL Collins' portfolios with ETFs. How do they compare against other portfolios?
What are JL Collins portfolios?
JL Collins portfolios can be built with one to two ETFs. They are exposed to between 75% and 100% equities and 0% to 10% bonds. They are high-risk portfolios.
For the past 10 years, the JL Collins Portfolio has returned 16.29 with a standard deviation of 17.13.
The dividend yield is 1.38. The 30-year return is 11.25%.
Year to date the JL Collins portfolio has returned -14.04%.
Article Contents
- What is the historical return of JL Collins portfolios?
- How does the JL Collins portfolios compare to the best portfolios?
- Who is JL Collins?
- Here is JL Collins’s tribute to John Goodman from the movie The Gambler.
- Description of JL Collins portfolios
- Asset Allocation of JL Collins portfolios
- Resources for JL Collins portfolios
- Suggestions for your next steps
- Related Questions
What is the historical return of JL Collins portfolios?
Below you can see the historical return of JL Collins Portfolios.
| Name | Asset class count | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | Risk level | Expense ratio |
|---|---|---|---|---|---|---|---|
| JL Collins, Simple Path To Wealth, Wealth Building Portfolio | 1 | -14.04 | 21.03 | 16.29 | 11.25 | 3 | 0.03% |
| JL Collins, Simple Path To Wealth, Wealth Preservation Portfolio | 2 | -12.93 | 17.7 | 13.03 | 10.19 | 2 | 0.03% |
How does the JL Collins portfolios compare to the best portfolios?
Below you can see the returns of the best portfolios that we have benchmarked.
| Name | See Portfolio | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | Draw Down |
|---|---|---|---|---|---|---|
| Premium Portfolio |  | -12.97 | 18.29 | 16.52 | 11.28 | -37.63% |
| Premium Portfolio | | -12.98 | 18.11 | 11.03 | 11.21 | -44.87% |
| Premium Portfolio | | -13.6 | 19.7 | 14.99 | 10.85 | -32.77% |
| Premium Portfolio | | -8.98 | 3.19 | 11.85 | 10.99 | -36.46% |
| Premium Portfolio | | -9.17 | 3.66 | 11.87 | 10.88 | -36.35% |
| Premium Portfolio | | -14.04 | 21.03 | 16.29 | 11.25 | -37.00% |
| Premium Portfolio | | -9.45 | 8.7 | 14.47 | 11.14 | -35.26% |
| Premium Portfolio | | -11.1 | 7.48 | 11.45 | 10.93 | -37.91% |
| Premium Portfolio | | -9.97 | 5.36 | 13.2 | 11.81 | -35.43% |
| Premium Portfolio | | -8.76 | 3.42 | 13.15 | 10.99 | -40.85% |
Who is JL Collins?
JL Collins is a personal finance writer and author of the wonderful book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life.
It is highly recommended. It is also available as an audiobook.
JL Collins is often interviewed on blogs and in the media. Almost everything that he says is grounded, logical, and just makes sense. He often uses his dry humor to great effect.
And it is all done in that tremendous raspy voice of his.
He gave a talk at the Google campus on how to manage your retirement. It is excellent. Here’s is an example of his sharp wit and what you can expect.
Moderator (Rachel Smith): You’re in a room of above average intelligent people.
JL Collins: Perhaps, but not in investing.
In a talk and interview at Google, he discusses money and investing. He covers how to think about money and build wealth. He talks about how to approach 401(k), 403(b), TSP, IRA and Roth accounts, TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). And of course, he discusses how the stock market works.
Here is JL Collins’s tribute to John Goodman from the movie The Gambler.
He sums up all the world’s investing and money advice in only 1 minute and 36 seconds. It is glorious.
Description of JL Collins portfolios
JL Collins’ basic portfolio consists of one fund, while his preservation portfolio adds a bond fund to the mix.
That fund is the total stock market.
So, what is unique about that?
Well, it is immensely hard to beat the total stock market. Read Meet Susan: The Most Important Question In Investing if you want to know why. Besides, it makes investing simple and very straightforward.
JL Collins is very much inspired by John Bogle, so the asset allocation is no surprise. John Bogle also recommends a two fund solution. See John Bogle’s portfolios in our article on John Bogle’s portfolio.
Asset Allocation of JL Collins portfolios
JL Collins, Simple Path to Wealth, Wealth Building Portfolio
This portfolio is part of Portfolio Einstein, Premium Portfolios. These are high-returning portfolios designed to last a lifetime.
JL Collins, Simple Path to Wealth, Wealth Preservation Portfolio
- 75% Total US Stock Market Index (VTI)
- 25% Total US Bond Market Index (BND)
Resources for JL Collins portfolios
His how-to-invest series on his blog is worth your time.
There are many other videos on youtube where you can JL Collins being interviewed. He also has a page on his site displaying where he has been interviewed.
JL Collins website.
And of course, the fantastic book that he self-published. It is beautiful and the kind of book you can hand out to family and friends knowing they will be better off.
Suggestions for your next steps
Finding the correct portfolio is hard. Maintaining your portfolio is also daunting. If you are still in doubt about which portfolio to choose, we suggest you read our article How To Invest Money: 5 Simple Steps That Work For Anyone
If you have already committed to a portfolio – good for you! If you need help maintaining the portfolio you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
Rebalancing lowers your portfolio risk and can increase your returns.
If you want access to our high-performing portfolios then you want to take a look at the premium portfolios. This is a paid product that gives you the 20 best-performing portfolios since 1989. The portfolios represent a great opportunity for you to get more money from your investment portfolios. We think it’s a “no-brainer”.
You stand to gain literally thousands more dollars EACH YEAR for the price of a few months of Netflix. (Haven’t you watched enough Netflix?).
Related Questions
What is VTSAX?
VTSAX is the ticker symbol for the Vanguard Total Stocks Market Mutual Fund.
