Medium-Risk Portfolios
The Perfect middle road portfolios between risk and return
This page displays medium-risk portfolios available on portfolioeinstein.com.
Article Contents
Some words on risk
Risk comes in many shapes and forms. In academia and in much of the investing industry, risk in investing is measured by standard deviation (a measure of how much the price of an asset bounces around).
Now, a standard deviation is, well – academic. This is because, for you and me, the risk is the pain we go through when we lose money. That pain is called draw-down. The draw-down of a portfolio is the amount of money the portfolio will lose in a given year. So, for example, a portfolio with a draw-down of -20% has at some point lost 20% of its value. That’s a good indication of what could happen in the future.
Now, that’s pretty actionable information that we can plan around and relate to.
A rough rule of thumb is that for each 20% of stocks a portfolio has it has a draw-down of -10%. So a 100% stock portfolio has potentially a draw-down of -50%. A 60% stock portfolio has a potential draw-down of -30%.
There are other forms of risk however but the draw-down is what we will focus on when dividing the portfolios into the various risk levels. You should also look at standard deviation as well as the stock to bond ratio.
How the risk levels are determined
We have given the portfolios a risk level from one to three. = 1 – 3.
1 is the least risky but also offers the least reward.
3 is the riskiest but offers the most rewards.
The portfolios have been divided into tertiles. In the first tertile, the first 33.3% represent the portfolios that have the lowest draw-downs. The last 33.3% are the ones with the highest draw-downs.
You can find the other 2 risk portfolios here
This page displays the medium-risk portfolios. They are suited for medium-term savings or when you simply cannot see yourself going through a large draw-down that the high risk portfolios potentially will expose you to.
Medium-risk portfolios
| Name | See Portfolio | Asset class count | Year to date | Return in 2020 | 10 year return | CAGR since 1989 (%) | STDEV | Draw Down | Risk level | Expense ratio |
|---|---|---|---|---|---|---|---|---|---|---|
| 60/40 Portfolio |  | 2 | -12.09 | 15.7 | 11.04 | 9.45 | 10.75 | -20.13% | 2 | 0.03% |
| Rick Ferri Core 4 fund Portfolio (60/40) | | 4 | -11.41 | 12.38 | 9.27 | 8.47 | 10.01 | -21.41% | 2 | 0.05% |
| 7Twelve Portfolio | | 12 | -4.16 | 8.21 | 6.92 | 8.15 | 10.03 | -23.15% | 2 | 0.15% |
| David Swensen Portfolio | | 6 | -10.28 | 9.7 | 9.57 | 9.26 | 11.16 | -25.96% | 2 | 0.07% |
| Bill Schultheis Coffeehouse Portfolio | | 7 | -9.14 | 7.21 | 9.08 | 8.84 | 9.76 | -20.14% | 2 | 0.07% |
| Index Fund Advisors, Portfolio 60 | | 16 | -7.5 | 5.64 | 8.22 | 8.33 | 10.33 | -22.03% | 2 | 0.13% |
| Index Fund Advisors, Portfolio 50 | | 16 | -7.17 | 5.47 | 7.14 | 7.64 | 8.64 | -17.64% | 2 | 0.12% |
| The Andrew Tobias Portfolio | | 3 | -8.3 | 12.45 | 9.01 | 8.02 | 11.85 | -28.05% | 2 | 0.05% |
| The Talmud Portfolio | | 3 | -12.43 | 8.15 | 10.55 | 9.81 | 10.51 | -24.00% | 2 | 0.06% |
| Ted Aronson Family Taxable Portfolio | | 11 | -10.69 | 13.12 | 9.69 | 9.09 | 12.69 | -26.33% | 2 | 0.11% |
| Allan Roth Second Grader Medium Risk Portfolio | | 3 | -11.34 | 13.72 | 9.34 | 8.34 | 10.4 | -21.56% | 2 | 0.04% |
| Allan Roth Second Grader Five-Fund Medium Risk Portfolio | | 4 | -11.33 | 12.69 | 9.18 | 8.35 | 10.13 | -21.56% | 2 | 0.05% |
| Allan Roth Second Grader Medium Risk with CDs Portfolio | | 3 | -7.79 | 10.8 | 8.43 | 7.1 | 10.12 | -22.77% | 2 | 0.08% |
| Frank Armstrong Ideal Index Portfolio | | 7 | -7.65 | 6.8 | 8.32 | 7.67 | 11.0 | -25.75% | 2 | 0.08% |
| Scott Burns Couch Potato | | 2 | -7.1 | 12.99 | 9.49 | 9.05 | 9.57 | -19.88% | 2 | 0.04% |
| Scott Burns Margaritaville | | 3 | -8.3 | 12.45 | 9.01 | 8.02 | 11.85 | -28.05% | 2 | 0.05% |
| Scott Burns Four Square | | 4 | -8.25 | 10.44 | 7.69 | 7.49 | 9.13 | -19.56% | 2 | 0.06% |
| Scott Burns Five Fold | | 5 | -9.42 | 7.41 | 8.59 | 8.32 | 9.73 | -23.04% | 2 | 0.07% |
| Scott Burns Six Ways from Sunday | | 6 | 1.9 | 0.77 | 7.63 | 8.75 | 10.81 | -26.35% | 2 | 0.08% |
| Scott Burns Seven Value Portfolio | | 7 | 1.38 | 1.02 | 8.54 | 9.02 | 11.29 | -27.73% | 2 | 0.08% |
| Scott Burns Seven Value 2 Portfolio | | 8 | 0.53 | 1.2 | 9.13 | 9.35 | 11.82 | -28.25% | 2 | 0.09% |
| Larry Swedroe Simple Portfolio | | 6 | -3.27 | 4.45 | 8.04 | 8.72 | 10.8 | -23.80% | 2 | 0.12% |
| Larry Swedroe Big Rocks Portfolio | | 11 | -6.19 | 4.99 | 7.82 | 8.01 | 9.59 | -20.56% | 2 | 0.11% |
| William Bernstein No Brainer Portfolio | | 4 | -9.3 | 10.98 | 10.03 | 8.37 | 12.48 | -27.62% | 2 | 0.07% |
| William Bernstein Cowards Portfolio | | 9 | -6.61 | 6.67 | 8.23 | 8.23 | 9.51 | -19.94% | 2 | 0.07% |
| William Bernstein Four Pillars High Risk Portfolio | | 11 | -7.15 | 6.7 | 8.44 | 8.39 | 11.98 | -27.41% | 2 | 0.11% |
| William Bernstein Four Pillars Medium Portfolio | | 6 | -7.03 | 7.86 | 8.74 | 8.15 | 9.33 | -19.66% | 2 | 0.06% |
| The Global Market Portfolio, Financial Engines 2007 | | 15 | -10.58 | 11.52 | 9.45 | 8.64 | 10.97 | -22.97% | 2 | 0.08% |
| Robo Advisor Betterment 60 | | 10 | -9.19 | 9.77 | 8.5 | 8.54 | 10.79 | -22.52% | 2 | 0.07% |
| Robo Advisor Wealthfront 40 | | 7 | -10.71 | 10.25 | 9.24 | 8.94 | 10.95 | -25.05% | 2 | 0.08% |
| Rick Ferri Early Saver Moderate Basic Portfolio | | 4 | -11.87 | 12.48 | 10.26 | 8.87 | 11.32 | -25.77% | 2 | 0.05% |
| Rick Ferri Early Saver Moderate Multi Asset Portfolio | | 11 | -10.83 | 9.93 | 10.06 | 9.39 | 11.97 | -26.97% | 2 | 0.14% |
| Rick Ferri Midlife Moderate Basic Portfolio | | 4 | -11.44 | 11.96 | 9.27 | 8.53 | 9.9 | -21.34% | 2 | 0.05% |
| Rick Ferri Midlifer Moderate Multi Asset Portfolio | | 11 | -9.85 | 9.07 | 9.2 | 9.03 | 10.95 | -24.26% | 2 | 0.16% |
| Rick Ferri Transitional Moderate Multi Asset Portfolio | | 12 | -9.17 | 8.57 | 8.33 | 8.6 | 9.61 | -20.61% | 2 | 0.16% |
| Balanced Portfolio 70/30 | | 2 | -12.63 | 17.03 | 12.37 | 9.95 | 12.31 | -24.35% | 2 | 0.03% |
| Index Fund Advisors, Portfolio 70 | | 16 | -7.99 | 6.53 | 9.2 | 8.94 | 11.92 | -25.91% | 2 | 0.14% |
| The Jack Bogle Portfolio | | 2 | -12.09 | 15.7 | 11.04 | 9.45 | 10.75 | -20.13% | 2 | 0.03% |
| Paul Merriman Best-in-Class ETFs Portfolio (Moderate) | | 15 | -7.41 | 6.64 | 7.51 | 8.24 | 9.72 | -19.51% | 2 | 0.13% |
| Paul Merriman Target Date Portfolio (55 year old) | | 14 | -7.52 | 5.61 | 9.63 | 9.47 | 12.48 | -25.97% | 2 | 0.15% |
| JL Collins, Simple Path To Wealth, Wealth Preservation Portfolio | | 2 | -12.9 | 17.7 | 13.03 | 10.19 | 13.1 | -26.45% | 2 | 0.03% |
| Paul Merriman FundAdvice Ultimate Buy and Hold | | 13 | -7.35 | 6.14 | 7.36 | 8.18 | 10.17 | -21.14% | 2 | 0.12% |
| Fidelity Freedom Index 2030 (55 year old) | | 6 | -11.29 | 15.08 | 10.88 | 8.87 | 12.6 | -28.19% | 2 | 0.05% |
| TD Ameritrade Core Portfolio Growth | | 5 | -11.51 | 14.19 | 10.08 | 8.4 | 11.97 | -26.28% | 2 | 0.05% |
| Morningstar Conservative Retirement Saver Portfolio | | 7 | -9.46 | 11.88 | 8.54 | 8.49 | 9.28 | -18.42% | 2 | 0.05% |
| Vanguard Target Retirement 2030 (55 year old) | | 4 | -11.54 | 14.01 | 10.09 | 8.36 | 12.02 | -26.38% | 2 | 0.05% |
| Merrill Lynch Edge Select Portfolio, Moderately | | 12 | -11.19 | 13.87 | 8.92 | 8.72 | 10.06 | -20.21% | 2 | 0.09% |
| Merrill Lynch Edge Select Portfolio, Moderately Aggressive | | 12 | -11.89 | 15.94 | 10.52 | 9.32 | 12.55 | -27.27% | 2 | 0.08% |
| David Booth (DFA) Normal Portfolio | | 15 | -7.88 | 6.24 | 8.42 | 8.39 | 9.78 | -21.24% | 2 | 0.12% |
| Vanguard LifeStrategy Moderate Growth (60/40) | | 4 | -11.13 | 12.98 | 9.13 | 8.07 | 10.44 | -21.87% | 2 | 0.05% |
| William Bernstein Sheltered Sam Portfolio | | 12 | -5.17 | 5.9 | 8.14 | 8.39 | 9.48 | -21.03% | 2 | 0.09% |
| Tim Maurer Simple Money Portfolio | | 7 | -7.47 | 7.03 | 7.54 | 7.91 | 9.79 | -18.84% | 2 | 0.12% |
| T. Rowe Price ActivePlus Portfolio, Model 50 | | 4 | -10.53 | 12.55 | 8.66 | 8.44 | 9.1 | -22.11% | 2 | 0.04% |
| T. Rowe Price ActivePlus Portfolio, Model 60 | | 4 | -11.04 | 13.73 | 9.73 | 8.88 | 10.51 | -26.22% | 2 | 0.04% |
| T. Rowe Price ActivePlus Portfolio, Model 70 | | 4 | -11.48 | 14.87 | 10.78 | 9.27 | 11.94 | -30.16% | 2 | 0.04% |
| Schwab Target Date Index Fund 2030 | | 8 | -10.64 | 11.81 | 10.0 | 8.7 | 11.11 | -24.29% | 2 | 0.05% |
| Schwab Managed Portfolio, Balanced With Growth | | 11 | -7.17 | 9.04 | 8.15 | 8.09 | 10.53 | -25.01% | 2 | 0.11% |
| Time.Inc Money Portfolio 1, Simple and Cheap | | 5 | -11.27 | 10.84 | 9.02 | 8.32 | 9.81 | -21.51% | 2 | 0.06% |
| Time.Inc Money Portfolio 2, Tilt Toward Value | | 7 | -10.39 | 9.49 | 9.19 | 8.57 | 9.67 | -20.85% | 2 | 0.06% |
| Meb Faber GTAA Conservative | | 11 | -4.63 | 6.57 | 6.55 | 8.6 | 9.49 | -21.62% | 2 | 0.22% |
| Morningstar Lifetime Allocation Index Aggressive, Income | | 18 | -6.93 | 8.89 | 7.57 | 8.23 | 8.61 | -18.40% | 2 | 0.09% |
| Morningstar Lifetime Allocation Index Moderate, 2030 | | 18 | -8.82 | 10.39 | 9.39 | 9.01 | 11.61 | -26.61% | 2 | 0.10% |
| Morningstar Lifetime Allocation Index Conservative, 2040 | | 18 | -9.36 | 10.54 | 9.37 | 9.03 | 11.73 | -26.55% | 2 | 0.09% |
| Burton Malkiel Portfolio, Late Sixties and Beyond | | 8 | -10.82 | 9.98 | 9.84 | 9.49 | 11.37 | -26.51% | 2 | 0.08% |
| Dimensional 2030 Target Date Retirement Income Fund | | 8 | -7.76 | 11.54 | 8.48 | 8.32 | 10.18 | -22.61% | 2 | 0.05% |
| 7-Twelve Portfolio Age Based 50-60 by Craig Israelsen | | 12 | -3.31 | 6.64 | 5.68 | 7.15 | 8.07 | -18.09% | 2 | 0.15% |
| Dan Solin SuperSmart Portfolio, Medium | | 8 | -6.01 | 4.41 | 7.68 | 8.33 | 9.86 | -21.07% | 2 | 0.12% |
| Dan Solin The Smartest ETF Portfolio, Medium Risk | | 2 | -8.6 | 11.18 | 7.82 | 6.92 | 10.18 | -22.77% | 2 | 0.07% |
| Dan Solin The Smartest Index Portfolio, Medium Risk | | 3 | -11.41 | 13.92 | 9.51 | 8.46 | 10.41 | -21.41% | 2 | 0.04% |
| TIAA-CREF Lifecycle 2030 | | 6 | -11.7 | 14.81 | 10.51 | 9.1 | 12.02 | -25.50% | 2 | 0.04% |
| William Bernstein Taxable Ted 70/30 | | 5 | -10.84 | 10.45 | 10.34 | 8.82 | 11.29 | -25.76% | 2 | 0.06% |
| William Bernstein Taxable Ted 60/40 | | 5 | -10.18 | 9.79 | 9.3 | 8.39 | 9.82 | -21.73% | 2 | 0.06% |
| William Bernstein Taxable Ted 50/50 | | 5 | -9.53 | 9.12 | 8.25 | 7.94 | 8.4 | -17.70% | 2 | 0.06% |
| William Bernstein Sheltered Sam 70/30 | | 12 | -6.12 | 6.62 | 9.45 | 9.01 | 11.31 | -27.03% | 2 | 0.09% |
| William Bernstein Sheltered Sam 60/40 | | 12 | -5.61 | 6.4 | 8.48 | 8.56 | 10.02 | -23.73% | 2 | 0.09% |
| William Bernstein Sheltered Sam 50/50 | | 12 | -5.1 | 6.17 | 7.5 | 8.09 | 8.78 | -20.42% | 2 | 0.08% |
| William Bernstein Young Yvonne Portfolio | | 11 | -8.13 | 7.46 | 8.65 | 8.77 | 9.64 | -20.11% | 2 | 0.08% |
| William Bernstein Wendy Wonk Portfolio | | 11 | -7.15 | 6.7 | 8.44 | 8.39 | 11.98 | -27.41% | 2 | 0.11% |
| William Bernstein Between Charlie and Wendy Portfolio | | 6 | -7.05 | 7.72 | 8.83 | 8.14 | 9.28 | -19.38% | 2 | 0.06% |
| Goldman Sachs Target Date 2035 Portfolio | | 15 | -6.11 | 3.9 | 9.2 | 8.94 | 11.8 | -27.51% | 2 | 0.15% |
| Goldman Sachs Target Date 2025 Portfolio | | 15 | -7.38 | 5.34 | 7.94 | 8.51 | 9.44 | -20.51% | 2 | 0.13% |
| Robo Advisor Betterment 70 | | 10 | -9.78 | 10.38 | 9.46 | 9.07 | 12.76 | -28.06% | 2 | 0.08% |
| Robo Advisor Betterment 50 | | 10 | -9.51 | 9.05 | 7.78 | 8.49 | 10.06 | -20.24% | 2 | 0.09% |
| Rick Ferri Total Economy Core-4 Portfolio Moderate | | 4 | -10.4 | 10.11 | 8.72 | 8.24 | 9.81 | -21.79% | 2 | 0.07% |
| Rick Ferri Global Markets Core-4 Moderate | | 4 | -11.39 | 13.36 | 9.76 | 8.4 | 10.32 | -20.86% | 2 | 0.04% |
| Rick Ferri Inflation Fighter Core-4 Portfolio Conservative | | 4 | -9.0 | 10.57 | 7.16 | 7.65 | 8.47 | -19.65% | 2 | 0.09% |
| Rick Ferri Inflation Fighter Core-4 Portfolio Moderate | | 4 | -10.28 | 11.87 | 8.86 | 8.06 | 10.89 | -27.04% | 2 | 0.09% |
| Rick Ferri Income Seeker Core-4 Portfolio Conservative | | 4 | -7.68 | 6.09 | 7.72 | 7.96 | 9.16 | -21.07% | 2 | 0.20% |
| Rick Ferri Income Seeker Core-4 Portfolio Moderate | | 4 | -5.34 | 4.03 | 8.8 | 8.35 | 10.82 | -26.00% | 2 | 0.18% |
| Rick Ferri Socially Conscious ESG Core-4 Portfolio Moderate | | 4 | -11.88 | 14.32 | 9.93 | 8.65 | 10.53 | -21.43% | 2 | 0.06% |
| 3 Fund Portfolio 60/40 | | 3 | -11.45 | 13.67 | 9.67 | 8.43 | 10.32 | -20.90% | 2 | 0.04% |
| 3 Fund Portfolio Equal Weight | | 3 | -11.3 | 12.91 | 9.45 | 7.91 | 11.37 | -24.50% | 2 | 0.04% |
| Paul Merriman Ultimate Buy & Hold Strategy 2010 | | 12 | -10.01 | 8.06 | 8.03 | 8.49 | 10.84 | -23.15% | 2 | 0.17% |
| FPL Capital Management Portfolio 60 | | 9 | -8.09 | 5.1 | 8.95 | 9.15 | 10.06 | -21.58% | 2 | 0.13% |
| FPL Capital Management Portfolio 70 | | 9 | -7.96 | 4.67 | 9.93 | 9.6 | 11.56 | -26.03% | 2 | 0.15% |
| Fundamentum Enhanced Index Focus Moderate | | 5 | -11.27 | 14.69 | 10.35 | 8.96 | 10.67 | -21.57% | 2 | 0.04% |
| Assetbuilder.com Portfolio 8 | | 14 | -9.33 | 7.2 | 7.41 | 8.38 | 9.14 | -17.59% | 2 | 0.17% |
| Assetbuilder.com Portfolio 9 | | 14 | -9.75 | 7.25 | 8.37 | 9.01 | 11.11 | -22.64% | 2 | 0.20% |
| Assetbuilder.com Portfolio 10 | | 12 | -9.89 | 6.87 | 9.43 | 9.69 | 13.07 | -28.00% | 2 | 0.22% |
| Robo Advisor Wealthsimple Portfolio Balanced | | 9 | -11.75 | 12.36 | 9.37 | 9.02 | 11.42 | -24.89% | 2 | 0.08% |
| Robo Advisor WiseBanyan 70% stocks | | 9 | -11.17 | 13.43 | 10.28 | 8.87 | 12.38 | -28.22% | 2 | 0.07% |
| Robo Advisor WiseBanyan 60% stocks | | 9 | -10.58 | 12.27 | 9.36 | 8.62 | 10.93 | -24.59% | 2 | 0.08% |
| Robo Advisor WiseBanyan 50% stocks | | 9 | -9.95 | 11.12 | 8.36 | 8.3 | 9.5 | -20.70% | 2 | 0.09% |
| PWL Capital Toronto (CA) 70% Stocks | | 5 | -9.36 | 11.3 | 8.85 | 8.76 | 11.68 | -24.59% | 2 | 0.06% |
| PWL Capital Toronto (CA) 60% Stocks | | 5 | -9.47 | 10.82 | 8.01 | 8.52 | 10.22 | -20.07% | 2 | 0.07% |
| PWL Capital Toronto (US) 70% Stocks | | 4 | -11.86 | 14.76 | 10.45 | 9.05 | 12.2 | -26.02% | 2 | 0.04% |
| PWL Capital Toronto (US) 60% Stocks | | 4 | -11.42 | 13.72 | 9.38 | 8.66 | 10.61 | -21.56% | 2 | 0.04% |
| PWL Capital Layton-Guay Portfolios (CA) 50/50 Balanced | | 7 | -10.31 | 9.92 | 7.71 | 7.95 | 9.31 | -19.19% | 2 | 0.07% |
| PWL Capital Layton-Guay Portfolios (CA) 60/40 Assertive | | 7 | -10.34 | 10.49 | 8.57 | 8.26 | 10.8 | -23.60% | 2 | 0.06% |
| PWL Capital Layton-Guay Portfolios (CA) 70/30 Aggressive | | 7 | -10.37 | 11.06 | 9.42 | 8.54 | 12.33 | -28.00% | 2 | 0.06% |
| PWL Capital Layton-Guay Portfolios (US) 50/50 Balanced | | 6 | -11.05 | 11.25 | 8.36 | 7.9 | 9.42 | -20.18% | 2 | 0.05% |
| PWL Capital Layton-Guay Portfolios (US) 60/40 Assertive | | 6 | -11.47 | 12.21 | 9.38 | 8.32 | 11.02 | -24.53% | 2 | 0.05% |
| PWL Capital Nancy And Her Team (CA), Balanced | | 7 | -7.81 | 7.75 | 6.95 | 6.61 | 8.18 | -19.87% | 2 | 0.06% |
| PWL Capital Nancy And Her Team (CA), Assertive | | 7 | -8.09 | 8.16 | 7.83 | 7.1 | 9.56 | -23.39% | 2 | 0.06% |
| PWL Capital Nancy And Her Team (CA), Aggressive | | 7 | -8.37 | 8.57 | 8.7 | 7.56 | 10.96 | -26.91% | 2 | 0.06% |
| PWL Capital Nancy And Her Team (US), Balanced | | 6 | -9.77 | 10.18 | 8.05 | 6.99 | 8.59 | -20.45% | 2 | 0.05% |
| PWL Capital Nancy And Her Team (US), Assertive | | 6 | -10.44 | 11.08 | 9.15 | 7.54 | 10.05 | -24.09% | 2 | 0.05% |
| PWL Capital Nancy And Her Team (US), Aggressive | | 6 | -11.11 | 11.98 | 10.24 | 8.07 | 11.54 | -27.73% | 2 | 0.05% |
| PWL Capital Passmore & Felix (CA), 60/40 | | 6 | -8.9 | 9.34 | 8.27 | 7.46 | 9.43 | -20.90% | 2 | 0.05% |
| PWL Capital Passmore & Felix (CA), 70/30 | | 6 | -8.94 | 9.83 | 9.11 | 7.89 | 10.89 | -24.84% | 2 | 0.05% |
| PWL Capital Passmore & Felix (US), 60/40 | | 5 | -11.35 | 12.39 | 9.65 | 7.91 | 10.05 | -21.63% | 2 | 0.05% |
| PWL Capital Passmore & Felix (US), 70/30 | | 5 | -11.81 | 13.4 | 10.71 | 8.42 | 11.61 | -25.69% | 2 | 0.05% |
| Coffeehouse Three ETF | | 3 | -8.4 | 8.71 | 8.51 | 7.9 | 11.42 | -25.37% | 2 | 0.15% |
| Bob Clyatt The Sandwich Portfolio | Coming soon | 9 | -10.43 | 9.86 | 8.24 | 8.31 | 9.8 | -20.55% | 2 | 0.07% |
| Bob Clyatt The Sandwich Portfolio Value Tilt | Coming soon | 9 | -8.19 | 6.66 | 7.7 | 8.09 | 9.67 | -20.34% | 2 | 0.07% |
| Bob Clyatt Rational Investing Portfolio | Coming soon | 15 | -6.96 | 8.0 | 8.0 | 8.6 | 10.86 | -24.26% | 2 | 0.13% |
| Canadian Portfolio Manager Model Portfolios (CA) 60% Stocks | Coming soon | 5 | -9.8 | 11.34 | 8.31 | 8.65 | 10.21 | -20.03% | 2 | 0.07% |
| Canadian Portfolio Manager Model Portfolios (CA) 70% Stocks | Coming soon | 5 | -9.68 | 11.8 | 9.15 | 8.88 | 11.64 | -24.52% | 2 | 0.06% |
| Canadian Portfolio Manager Model Portfolios (US) 60% Stocks | Coming soon | 4 | -11.48 | 13.91 | 9.54 | 8.74 | 10.6 | -21.44% | 2 | 0.04% |
| Canadian Portfolio Manager Model Portfolios (US) 70% Stocks | Coming soon | 4 | -11.92 | 14.93 | 10.61 | 9.11 | 12.17 | -25.88% | 2 | 0.04% |
| Canadian Couch Potato Model Portfolios (CA) Balanced | Coming soon | 3 | -9.52 | 11.04 | 8.01 | 8.11 | 10.02 | -20.78% | 2 | 0.08% |
| Canadian Couch Potato Model Portfolios (CA) Assertive | Coming soon | 3 | -9.28 | 11.66 | 9.2 | 8.3 | 12.22 | -27.71% | 2 | 0.08% |
| Canadian Couch Potato Model Portfolios (US) Balanced | Coming soon | 3 | -11.46 | 13.93 | 9.38 | 8.25 | 10.41 | -22.28% | 2 | 0.05% |
| Canadian Couch Potato The Über–Tuber Portfolio | Coming soon | 9 | -5.54 | 4.27 | 6.88 | 7.88 | 10.13 | -22.29% | 2 | 0.13% |
| Canadian Couch Potato The Über–Tuber Portfolio (US) | Coming soon | 8 | -6.09 | 4.22 | 7.88 | 8.24 | 10.29 | -22.85% | 2 | 0.13% |
| Robo Advisor Wealthsimple Risk Level 08 | | 5 | -13.48 | 14.45 | 10.29 | 9.65 | 13.38 | -26.56% | 2 | 0.09% |
| Robo Advisor Wealthsimple Risk Level 07 | | 6 | -13.46 | 14.22 | 9.91 | 9.53 | 12.58 | -24.22% | 2 | 0.09% |
| Robo Advisor Wealthsimple Risk Level 06 | | 6 | -13.45 | 13.81 | 9.15 | 9.26 | 11.02 | -19.49% | 2 | 0.09% |
| The Global Couch Potato Portfolio (CA Edition) | Coming soon | 4 | -9.43 | 10.55 | 8.15 | 8.19 | 9.8 | -19.50% | 2 | 0.06% |
| The Global Couch Potato Portfolio (US Edition) | Coming soon | 3 | -11.38 | 13.44 | 9.52 | 8.32 | 10.3 | -20.99% | 2 | 0.04% |
| Ram Balakrishnan Sleepy Portfolio (CA Edition) | Coming soon | 8 | -7.78 | 9.45 | 8.84 | 8.19 | 12.0 | -27.92% | 2 | 0.06% |
| The Canonical Portfolio (CA) 80% Stocks | Coming soon | 4 | -9.09 | 11.21 | 9.77 | 8.46 | 12.62 | -28.31% | 2 | 0.06% |
| The Canonical Portfolio (CA) 70% Stocks | Coming soon | 4 | -9.25 | 10.87 | 8.96 | 8.34 | 11.18 | -23.90% | 2 | 0.06% |
| The Canonical Portfolio (CA) 60% Stocks | Coming soon | 4 | -9.43 | 10.55 | 8.15 | 8.19 | 9.8 | -19.50% | 2 | 0.06% |
| The Canonical Portfolio (US) 70% Stocks | Coming soon | 3 | -11.81 | 14.4 | 10.59 | 8.63 | 11.84 | -25.35% | 2 | 0.04% |
| The Canonical Portfolio (US) 60% Stocks | Coming soon | 3 | -11.38 | 13.44 | 9.52 | 8.32 | 10.3 | -20.99% | 2 | 0.04% |
| Charles Ellis Portfolio 60 - 70 Years Old | | 2 | -11.15 | 13.05 | 8.54 | 7.62 | 10.56 | -23.35% | 2 | 0.06% |
| Charles Ellis Portfolio 70 - 80 Years Old | | 2 | -10.77 | 12.16 | 7.62 | 7.41 | 8.96 | -18.60% | 2 | 0.06% |
| Robo Advisor Fidelity GO Taxable Balanced | | 7 | -8.93 | 10.02 | 8.42 | 7.58 | 8.75 | -19.31% | 2 | 0.06% |
| Robo Advisor Fidelity GO Taxable Growth With Income | | 7 | -9.66 | 11.17 | 9.56 | 8.13 | 10.3 | -23.43% | 2 | 0.06% |
| Robo Advisor Fidelity GO Taxable Growth | | 7 | -10.15 | 12.19 | 10.57 | 8.53 | 11.82 | -27.35% | 2 | 0.05% |
| Robo Advisor Fidelity GO Tax-advantaged Growth With Income | | 7 | -10.33 | 12.05 | 9.37 | 8.37 | 10.22 | -21.60% | 2 | 0.05% |
| Robo Advisor Fidelity GO Tax-advantaged Growth | | 7 | -10.63 | 12.82 | 10.44 | 8.71 | 11.75 | -26.05% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 10 | | 7 | -10.7 | 13.26 | 8.92 | 8.93 | 12.2 | -25.68% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 09 | | 7 | -10.66 | 13.17 | 8.83 | 8.88 | 11.79 | -24.63% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 08 | | 7 | -10.52 | 13.05 | 8.74 | 8.84 | 11.4 | -23.67% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 07 | | 7 | -10.4 | 12.8 | 8.47 | 8.74 | 10.72 | -21.74% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 06 | | 7 | -10.18 | 12.43 | 8.17 | 8.58 | 10.2 | -20.40% | 2 | 0.05% |
| Robo Advisor SigFig Taxable 05 | | 7 | -9.99 | 12.17 | 7.94 | 8.47 | 9.69 | -19.01% | 2 | 0.05% |
| Robo Advisor SigFig Tax Sheltered 10 | | 8 | -11.12 | 11.82 | 8.68 | 9.05 | 13.13 | -28.39% | 2 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 09 | | 8 | -11.05 | 11.66 | 8.49 | 9.01 | 12.83 | -27.51% | 2 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 08 | | 8 | -10.88 | 11.27 | 8.21 | 8.88 | 12.38 | -26.37% | 2 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 07 | | 8 | -10.81 | 11.12 | 8.02 | 8.84 | 12.09 | -25.48% | 2 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 06 | | 8 | -10.57 | 10.58 | 7.55 | 8.67 | 11.37 | -23.45% | 2 | 0.07% |
| Robo Advisor SigFig Tax Sheltered 05 | | 8 | -10.28 | 10.09 | 7.1 | 8.47 | 10.3 | -20.60% | 2 | 0.07% |
| Ellevest Wealthbuilding Portfolio 1 | | 13 | -8.56 | 9.46 | 7.82 | 7.65 | 9.31 | -20.29% | 2 | 0.07% |
| Ellevest Wealthbuilding Portfolio 2 | | 14 | -8.9 | 9.75 | 8.3 | 7.92 | 10.05 | -22.36% | 2 | 0.07% |
| Ellevest Wealthbuilding Portfolio 3 | | 15 | -9.08 | 9.95 | 8.74 | 8.24 | 10.87 | -24.55% | 2 | 0.07% |
| Axos Invest 70% Stocks | Coming soon | 9 | -11.17 | 13.46 | 10.28 | 8.87 | 12.38 | -28.22% | 2 | 0.07% |
| Axos Invest 60% Stocks | Coming soon | 9 | -10.57 | 12.25 | 9.34 | 8.61 | 10.92 | -24.55% | 2 | 0.08% |
| Axos Invest 50% Stocks | Coming soon | 9 | -9.96 | 11.13 | 8.37 | 8.3 | 9.51 | -20.74% | 2 | 0.09% |
| The Rip Van Winkle Portfolio William Bernstein Taxable | Coming soon | 5 | -10.52 | 10.72 | 10.11 | 8.44 | 10.5 | -23.66% | 2 | 0.10% |
| Mark Hebner Portfolio 50% Stocks | | 9 | -6.39 | 5.75 | 7.86 | 8.42 | 9.57 | -19.23% | 2 | 0.10% |
| Fidelity Target Allocation Index-Focused Model Portfolios 60% Stocks | Coming soon | 7 | -10.36 | 12.13 | 9.39 | 8.41 | 10.24 | -21.56% | 2 | 0.05% |
| Fidelity Target Allocation Index-Focused Model Portfolios 70% Stocks | Coming soon | 7 | -10.65 | 12.86 | 10.44 | 8.76 | 11.76 | -26.03% | 2 | 0.05% |
| SoFi Model Portfolios Taxable Moderate | | 6 | -9.99 | 11.51 | 8.43 | 7.83 | 10.89 | -24.64% | 2 | 0.05% |
| SoFi Model Portfolios Retirement Moderate | | 6 | -11.04 | 12.33 | 8.47 | 8.23 | 11.27 | -24.64% | 2 | 0.06% |
| Robo Advisor Betterment 2020 Taxable 70% Stocks | Coming soon | 10 | -9.35 | 8.91 | 9.15 | 8.33 | 12.29 | -27.68% | 2 | 0.08% |
| Robo Advisor Betterment 2020 Taxable 60% Stocks | Coming soon | 10 | -9.39 | 8.63 | 8.51 | 8.19 | 10.82 | -23.54% | 2 | 0.08% |
| Robo Advisor Betterment 2020 Taxable 50% Stocks | Coming soon | 11 | -9.2 | 8.3 | 7.76 | 7.97 | 9.36 | -19.39% | 2 | 0.08% |
| Robo Advisor Betterment 2020 Retirement 70% Stocks | Coming soon | 10 | -8.9 | 8.47 | 9.14 | 8.18 | 12.27 | -28.17% | 2 | 0.08% |
| Robo Advisor Betterment 2020 Retirement 60% Stocks | Coming soon | 10 | -8.78 | 8.02 | 8.5 | 7.99 | 10.79 | -24.22% | 2 | 0.08% |
| Robo Advisor Betterment 2020 Retirement 50% Stocks | Coming soon | 11 | -8.45 | 7.55 | 7.75 | 7.74 | 9.3 | -20.24% | 2 | 0.08% |
| Dimensional Fund Advisors Model Portfolios 60% Stocks Normal | | 15 | -7.68 | 7.11 | 8.21 | 8.03 | 10.05 | -21.50% | 2 | 0.12% |
| Bogleheads Guide to Investing - A Middle-Aged Investor’s Asset Allocation | Coming soon | 5 | -9.95 | 12.74 | 9.99 | 8.96 | 10.21 | -22.15% | 2 | 0.04% |
| Quit Like A Millionaire (CA) Portfolio | Coming soon | 4 | -8.77 | 10.2 | 8.06 | 7.84 | 9.61 | -20.21% | 2 | 0.04% |
| Quit Like A Millionaire (US) Portfolio | Coming soon | 3 | -11.38 | 13.44 | 9.52 | 8.32 | 10.3 | -20.99% | 2 | 0.04% |
| Quit Like A Millionaire (US) Yield Shield Portfolio | Coming soon | 7 | -10.66 | 8.7 | 9.14 | 8.01 | 10.78 | -27.26% | 2 | 0.15% |
| Robo Advisor J.P. Morgan You Invest Growth | Coming soon | 7 | -10.46 | 11.87 | 7.72 | 8.13 | 9.22 | -17.60% | 2 | 0.05% |
| Robo Advisor Morgan Stanley Acces Investing Market Growth | Coming soon | 8 | -10.33 | 11.36 | 8.39 | 8.1 | 11.21 | -23.90% | 2 | 0.05% |
| Robo Advisor Merrill Guided Investing Taxable Moderately Aggressive | Coming soon | 8 | -9.8 | 13.06 | 11.18 | 9.23 | 12.21 | -27.44% | 2 | 0.06% |
| Robo Advisor Merrill Guided Investing Taxable Moderate | Coming soon | 10 | -9.23 | 11.38 | 9.57 | 8.54 | 9.86 | -21.22% | 2 | 0.08% |
| Robo Advisor Merrill Guided Investing Moderate | Coming soon | 10 | -9.99 | 12.47 | 9.65 | 8.99 | 10.46 | -21.72% | 2 | 0.08% |
| Jonathan Clements Three Fund Global Portfolio | Coming soon | 3 | -11.56 | 14.01 | 9.9 | 8.61 | 10.36 | -20.78% | 2 | 0.04% |
| Standard & Poors Outlook Portfolio | Coming soon | 8 | -9.43 | 11.52 | 9.01 | 8.24 | 10.13 | -21.11% | 2 | 0.05% |
| John Wasik Autopilot Nano Investment | Coming soon | 5 | -9.58 | 7.75 | 8.58 | 8.37 | 9.55 | -22.57% | 2 | 0.06% |
| Kiplinger Five-Fund ETF Portfolio for Income | Coming soon | 5 | -9.89 | 11.11 | 8.88 | 8.19 | 9.15 | -18.92% | 2 | 0.07% |
| J. D. Steinhilber Aggressive Growth | Coming soon | -7.04 | 12.4 | 9.03 | 8.53 | 10.54 | -23.06% | 2 | 0.08% | |
| David Jackson Ten-Fund ETF Core Portfolio | Coming soon | -10.78 | 10.07 | 8.69 | 9.32 | 10.71 | -22.50% | 2 | 0.08% | |
| Larry Swedroe Model Portfolios Moderate | | 5 | -6.26 | 5.39 | 7.8 | 7.95 | 9.65 | -20.82% | 2 | 0.09% |
| Steven Schoenfeld Model ETF Portfolio Moderate | Coming soon | 10 | -11.53 | 10.92 | 10.94 | 10.0 | 11.14 | -25.17% | 2 | 0.07% |
| Jane Bryant Quinn Portfolio | | 5 | -11.02 | 11.93 | 10.4 | 8.88 | 11.27% | -26.00% | 2 | 0.05 |
Disclaimer: There are many factors that go into choosing your right portfolio, though not as many as you would think. Therefore, the information here presented are not specific recommendations but instead for information purposes only.
Now it’s your turn!
Which portfolio are you leaning towards and why?
Why do you think a medium-risk portfolio is right for you?
