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Scott Burns The 8 Other Couch Potato Portfolios

Scott Burns Couch Potato and the 8 Other Portfolios

This is the article displaying the couch potato family portfolios by Scott Burns. There are 9 in all. Here you will find a description, performance for the portfolios as well as detailed information on how to implement it yourself.

Scott Burns the 8 other couch potato portfolios

Scott Burns is an investing legend. He came up with the Couch Potato portfolio. A super simple lazy portfolio with only 2 asset classes.  You can get a primer on the Couch Potato in our article The Couch Potato Portfolio: Two Fund Supremacy?

Scott Burns is also a former financial columnist at the Dallas Morning News. He co-founded Assetbuilder.com which uses The Couch Potato portfolio as a basic portfolio. He co-authored the personal finance book Spend ‘Til the End: The Revolutionary Guide to Raising Your Living Standard.

The Couch Potato portfolio is one of the lazy portfolios which means it is easy to implement and maintain while producing a respectable return. Our articles Lazy Portfolios and 5 Reasons Why A Lazy Portfolio Is Right For You highlight the benefits and pitfalls of lazy portfolios.

Scott Burns also constructed 8 additional Couch Potato portfolios to supplement the super simple 2 asset class portfolio.

Description of Scott Burns 8 other Couch Potato portfolios

The family of Couch Potato portfolios is constructed so that they increase in the number of asset classes they use. The most simple The Couch Potato uses two asset classes while the last one 10 speed uses 10 asset classes.

So, for example, the Couch Potato portfolio uses only 2 asset classes while Five-fold portfolios use 5. From an asset class perspective, it means they increase in complexity.

It is an elegant textbook example of how you can slice ‘n’ dice your portfolio into individual asset classes.

The Scott Burns portfolios are some of the few portfolios on portfolioeinstein.com that specifically use energy as an individual asset class. 

The portfolios that Scott Burns constructed are:

  1. The Couch Potato Portfolio
  2. Margarita Portfolio
  3. Four Square Portfolio
  4. Five-fold Portfolio
  5. Six Ways From Sunday Portfolio
  6. Seven Value Portfolio
  7. Seven Value 2 Portfolio
  8. Nine Emerging Portfolio
  9. 10 Speed Portfolio

Let’s see how these Couch Potato brothers and sisters perform.

Performance of Scott Burns 8 other Couch Potato portfolios

Portfolio nameAsset class count1 year return (2019)Year to date10 year returnCAGR since 1989DrawdownRisk LevelExpense ratioYield
Scott Burns Couch Potato219.48%1.75%8.56%8.73%-19.88%2 - low risk0.05%0.91%
Scott Burns Margaritaville320.26%1.08%7.58%7.71%-28.05%4 - high risk0.06%1.61%
Scott Burns Four Square417.09%1.16%6.75%7.34%-19.56%2 - low risk0.07%1.34%
Scott Burns Five Fold519.46%1.46%7.86%8.12%-23.04%3 - medium risk0.08%1.74%
Scott Burns Six Ways from Sunday618.43%-0.20%6.96%8.62%-26.35%3 - medium risk0.09%2.16%
Scott Burns Seven Value Portfolio719.51%-0.07%7.78%8.88%-27.73%4 - high risk0.08%2.23%
Scott Burns Seven Value 2 Portfolio819.90%-0.36%8.31%9.19%-28.25%4 - high risk0.09%2.15%
Scott Burns Nine Emerging Portfolio919.94%-0.55%7.84%9.54%-30.97%4 - high risk0.09%2.26%
Scott Burns 10 Speed Portfolio1019.54%-0.69%7.46%9.14%-32.27%4 - high risk0.12%2.49%

Asset Allocation of Scott Burns 8 other Couch Potato portfolios

Scott Burns Couch Potato

  • 50.00%  US Total Stock Market   (VTI)
  • 50.00%  TIPS       (VTIP)                  

You can find additional information and commentary in our article  The Couch Potato Portfolio: Two Fund Supremacy?

Scott Burns Margaritaville                          

  • 33.33%  US Total Stock Market   (VTI)
  • 33.33%  International All-World ex-US     (VEU)
  • 33.33%  TIPS       (VTIP)

Scott Burns Four Square                              

  • 25.00%  US Total Stock Market   (VTI)
  • 25.00%  International All-World ex-US     (VEU)
  • 25.00%  TIPS       (VTIP)
  • 25.00%  Non-US Bonds   (BNDX)

Scott Burns Five-Fold                    

  • 20.00%  US Total Stock Market   (VTI)
  • 20.00%  REITs     (VNQ)
  • 20.00%  International All-World ex-US     (VEU)
  • 20.00%  TIPS       (VTIP)
  • 20.00%  Non-US Bonds   (BNDX)

Scott Burns Six Ways from Sunday                          

  • 16.70%  US Total Stock Market   (VTI)
  • 16.66%  REITs     (VNQ)
  • 16.66%  International All-World ex-US     (VEU)
  • 16.66%  Energy  (XLE)
  • 16.66%  TIPS       (VTIP)
  • 16.66%  Non-US Bonds   (BNDX)

Scott Burns Seven Value Portfolio                          

  • 14.50%  US Total Stock Market   (VTI)
  • 14.25%  US Large Cap Value         (VTV)
  • 14.25%  REITs     (VNQ)
  • 14.25%  International All-World ex-US     (VEU)
  • 14.25%  Energy  (XLE)
  • 14.25%  TIPS       (VTIP)
  • 14.25%  Non-US Bonds   (BNDX)

Scott Burns Seven Value 2 Portfolio                       

  • 12.50%  US Total Stock Market   (VTI)
  • 12.50%  US Large Cap Value         (VTV)
  • 12.50%  US Small Cap Value         (VIOV)
  • 12.50%  REITs     (VNQ)
  • 12.50%  International All-World ex-US     (VEU)
  • 12.50%  Energy  (XLE)
  • 12.50%  TIPS       (VTIP)
  • 12.50%  Non-US Bonds   (BNDX)

Scott Burns Nine Emerging Portfolio                      

  • 11.12%  US Total Stock Market   (VTI)
  • 11.11%  US Large Cap Value         (VTV)
  • 11.11%  US Small Cap Value         (VIOV)
  • 11.11%  REITs     (VNQ)
  • 11.11%  Emerging Markets           (VWO)
  • 11.11%  International All-World ex-US     (VEU)
  • 11.11%  Energy  (XLE)
  • 11.11%  TIPS       (VTIP)
  • 11.11%  Non-US Bonds   (BNDX)

Scott Burns 10 Speed Portfolio                 

  • 10.00%  US Total Stock Market   (VTI)
  • 10.00%  US Large Cap Value         (VTV)
  • 10.00%  US Small Cap Value         (VIOV)
  • 10.00%  REITs     (VNQ)
  • 10.00%  Emerging Markets           (VWO)
  • 10.00%  International All-World ex-US     (VEU)
  • 10.00%  International Large Cap Value     (EFV)
  • 10.00%  Energy  (XLE)
  • 10.00%  TIPS       (VTIP)
  • 10.00%  Non-US Bonds   (BNDX)

Check the best mutual funds and ETFs here.

Resources for Scott Burns 8 other Couch Potato portfolios

These portfolios can be found on the Assetbuilder.com website.

Scott Burns maintains a beautiful and informative website over at couchpotatoinvesting.com

If you are Canadian you might want to check out the site canadiancouchpotato.com

Conclusion

Scott Burns is a personal finance and investing legend.

What do you think of the 8 other Couch Potato portfolios? 

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