This article displays the ActivePlus Portfolios by the mutual fund company T. Rowe Price. Here you will find a description, performance, and resources for the portfolios as well as detailed information on how to implement them yourself.
Article Contents
- T. Rowe Price ActivePlus Portfolios, Robo-Like Portfolios
- Description of T. Rowe Price ActivePlus Portfolios
- Performance of T. Rowe Price ActivePlus Portfolios
- Asset Allocation for T. Rowe Price ActivePlus Portfolios
- T. Rowe Price ActivePlus Portfolio, Model 10
- T. Rowe Price ActivePlus Portfolio, Model 20
- T. Rowe Price ActivePlus Portfolio, Model 30
- T. Rowe Price ActivePlus Portfolio, Model 40
- T. Rowe Price ActivePlus Portfolio, Model 50
- T. Rowe Price ActivePlus Portfolio, Model 60
- T. Rowe Price ActivePlus Portfolio, Model 70
- T. Rowe Price ActivePlus Portfolio, Model 80
- T. Rowe Price ActivePlus Portfolio, Model 90
- T. Rowe Price ActivePlus Portfolio, Model 100
- Resources for T. Rowe Price ActivePlus Portfolios
- Conclusion
T. Rowe Price ActivePlus Portfolios, Robo-Like Portfolios
T. Rowe Price is a US-based asset management company with $1.3 trillion under management (2019). They offer a host of services. Managed portfolios are one of them. They derive their profit from managing active mutual funds.
It was founded in 1937 by Thomas Rowe Price, Jr., who is best known for developing the growth stock philosophy of investing.
Cornelius C. Bond has written a rather excellent biography on T. Rowe Price. It is called T. Rowe Price: The Man, The Company, and The Investment Philosophy.
Description of T. Rowe Price ActivePlus Portfolios
The portfolios presented here are the asset allocations that the model portfolios are benchmarked against. The managed portfolios use T. Rowe Price actively managed funds.
The ActivePlus portfolios look a lot like robo-advisor portfolios. They have a very similar questionnaire when they try to find out which allocation is best for you.
T. Rowe Price ActivePlus have a selection of ten different portfolios. They range from a very conservative portfolio containing 10% stocks to an aggressive portfolio that includes 100% stocks.
T. Rowe Price ActivePlus Portfolios is a convenient way to invest based on your time line and risk tolerance
The fees of the T. Rowe Price ActivePlus Portfolios program range from 0.57% to 0.79%.
Performance of T. Rowe Price ActivePlus Portfolios
| Portfolio name | Asset class count | 1 year return (2019) | Year to date | 10 year return | CAGR since 1989 | Drawdown | Risk Level | Expense ratio | Yield |
|---|---|---|---|---|---|---|---|---|---|
| S&P 500 (Benchmark) | 1 | 31.46% | 3.69% | 13.52% | 10.54% | -37.63% | 5 - very high risk | 0.04% | 1.79% |
| T. Rowe Price ActivePlus Portfolio, Model 10 | 5 | 10.08% | 1.15% | 4.17% | 6.30% | -2.24% | 1 - very low risk | 0.05% | 1.65% |
| T. Rowe Price ActivePlus Portfolio, Model 20 | 4 | 12.59% | 1.37% | 5.23% | 6.88% | -5.12% | 1 - very low risk | 0.04% | 1.72% |
| T. Rowe Price ActivePlus Portfolio, Model 30 | 4 | 14.44% | 1.43% | 6.01% | 7.25% | -9.46% | 1 - very low risk | 0.04% | 1.71% |
| T. Rowe Price ActivePlus Portfolio, Model 40 | 4 | 16.41% | 1.56% | 6.79% | 7.59% | -13.57% | 2 - low risk | 0.04% | 1.78% |
| T. Rowe Price ActivePlus Portfolio, Model 50 | 4 | 18.30% | 1.69% | 7.47% | 7.92% | -17.94% | 2 - low risk | 0.05% | 1.89% |
| T. Rowe Price ActivePlus Portfolio, Model 60 | 4 | 20.26% | 1.85% | 8.20% | 8.20% | -21.97% | 3 - medium risk | 0.05% | 1.99% |
| T. Rowe Price ActivePlus Portfolio, Model 70 | 4 | 22.21% | 1.99% | 8.93% | 8.44% | -26.08% | 3 - medium risk | 0.05% | 2.08% |
| T. Rowe Price ActivePlus Portfolio, Model 80 | 3 | 24.16% | 2.11% | 9.63% | 8.65% | -30.27% | 4 - high risk | 0.05% | 2.14% |
| T. Rowe Price ActivePlus Portfolio, Model 90 | 3 | 26.09% | 2.20% | 10.31% | 8.83% | -34.69% | 5 - very high risk | 0.05% | 2.15% |
| T. Rowe Price ActivePlus Portfolio, Model 100 | 2 | 28.02% | 2.29% | 10.98% | 8.97% | -39.12% | 5 - very high risk | 0.05% | 2.15% |
Asset Allocation for T. Rowe Price ActivePlus Portfolios
T. Rowe Price ActivePlus Portfolio, Model 10
- Large Cap Blend (S&P 500) 7.00% (VV)
- International Developed 3.00% (VEA)
- Long Term Treasury 3.00% (TLT)
- Total Bond Market 27.00% (BND)
- Short Term Govt/Corp Bond 20.00% (VCSH)
- T-bills/Treasury Money Market 10.00% (BIL)
- High Yield Corporate Bonds 7.50% (HYG)
- Global Bonds 6.00% (BNDW)
- International Bonds 9.00% (BNDX)
T. Rowe Price ActivePlus Portfolio, Model 20
- Large Cap Blend (S&P 500) 14.00% (VV)
- International Developed 6.00% (VEA)
- Long Term Treasury 3.00% (TLT)
- Total Bond Market 27.00% (BND)
- Short Term Govt/Corp Bond 20.00% (VCSH)
- High Yield Corporate Bonds 7.50% (HYG)
- Global Bonds 6.00% (BNDW)
- International Bonds 9.00% (BNDX)
- EM Bonds 7.50% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 30
- Large Cap Blend (S&P 500) 18.70% (VV)
- Small-Cap Blend 2.30% (VIOO)
- International Developed 9.00% (VEA)
- Long Term Treasury 3.50% (TLT)
- Total Bond Market 22.50% (BND)
- Short Term Govt/Corp Bond 20.10% (VCSH)
- High Yield Corporate Bonds 5.70% (HYG)
- Global Bonds 5.00% (BNDW)
- International Bonds 7.50% (BNDX)
- EM Bonds 5.70% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 40
- Large Cap Blend (S&P 500) 23.70% (VV)
- Small-Cap Blend 2.90% (VIOO)
- Real Estate – REIT 2.00% (VNQ)
- International Developed 11.40% (VEA)
- Long Term Treasury 3.60% (TLT)
- Total Bond Market 19.40% (BND)
- Short Term Govt/Corp Bond 17.00% (VCSH)
- High Yield Corporate Bonds 4.60% (HYG)
- Global Bonds 4.30% (BNDW)
- International Bonds 6.50% (BNDX)
- EM Bonds 4.60% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 50
- Large Cap Blend (S&P 500) 25.60% (VV)
- Mid Cap Blend 4.00% (IJH)
- Small-Cap Blend 3.70% (VIOO)
- Real Estate – REIT 2.50% (VNQ)
- International Developed 12.10% (VEA)
- Emerging Markets 2.10% VWO
- Long Term Treasury 3.60% (TLT)
- Total Bond Market 17.10% (BND)
- Short Term Govt/Corp Bond 12.00% (VCSH)
- High Yield Corporate Bonds 3.90% (HYG)
- Global Bonds 3.80% (BNDW)
- International Bonds 5.70% (BNDX)
- EM Bonds 3.90% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 60
- Large Cap Blend (S&P 500) 30.70% (VV)
- Mid Cap Blend 4.80% (IJH)
- Small-Cap Blend 4.40% (VIOO)
- Real Estate – REIT 3.00% (VNQ)
- International Developed 14.50% (VEA)
- Emerging Markets 2.60% VWO
- Long Term Treasury 3.50% (TLT)
- Total Bond Market 14.80% (BND)
- Short Term Govt/Corp Bond 7.00% (VCSH)
- High Yield Corporate Bonds 3.20% (HYG)
- Global Bonds 3.30% (BNDW)
- International Bonds 5.00% (BNDX)
- EM Bonds 3.20% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 70
- Large Cap Blend (S&P 500) 35.80% (VV)
- Mid Cap Blend 5.60% (IJH)
- Small-Cap Blend 5.10% (VIOO)
- Real Estate – REIT 3.50% (VNQ)
- International Developed 17.00% (VEA)
- Emerging Markets 3.00% (VWO)
- Long Term Treasury 3.30% (TLT)
- Total Bond Market 12.20% (BND)
- Short Term Govt/Corp Bond 3.00% (VCSH)
- High Yield Corporate Bonds 2.40% (HYG)
- Global Bonds 2.70% (BNDW)
- International Bonds 4.00% (BNDX)
- EM Bonds 2.40% (VWOB)
T. Rowe Price ActivePlus Portfolio, Model 80
- Large Cap Blend (S&P 500) 41.00% (VV)
- Mid Cap Blend 6.40% (IJH)
- Small-Cap Blend 5.80% (VIOO)
- Real Estate – REIT 4.00% (VNQ)
- International Developed 19.40% (VEA)
- Emerging Markets 3.40% (VWO)
- Long Term Treasury 2.90% (TLT)
- Total Bond Market 10.00% (BND)
- High Yield Corporate Bonds 2.10% (HYG)
- Global Bonds 2.00% (BNDW)
- International Bonds 3.00% (BNDX)
T. Rowe Price ActivePlus Portfolio, Model 90
- Large Cap Blend (S&P 500) 46.00% (VV)
- Mid Cap Blend 7.20% (IJH)
- Small-Cap Blend 6.60% (VIOO)
- Real Estate – REIT 4.50% (VNQ)
- International Developed 21.90% (VEA)
- Emerging Markets 3.80% (VWO)
- Long Term Treasury 2.00% (TLT)
- Total Bond Market 8.00% (BND)
T. Rowe Price ActivePlus Portfolio, Model 100
- Large Cap Blend (S&P 500) 51.20% (VV)
- Mid Cap Blend 8.00% (IJH)
- Small-Cap Blend 7.30% (VIOO)
- Real Estate – REIT 5.00% (VNQ)
- International Developed 24.20% (VEA)
- Emerging Markets 4.30% (VWO)
Check the best mutual funds and ETFs here.
Resources for T. Rowe Price ActivePlus Portfolios
Dive a little deeper into who T. Rowe Price was in the book T. Rowe Price: The Man, The Company, and The Investment Philosophy
T. Rowe Price has a YouTube channel that they update sometimes.
Conclusion
T. Rowe Price has constructed ten portfolios for their robo-like portfolios.
What do you think should be improved in these portfolios?