This article displays the portfolio by Tim Maurer. Here you will find a description, performance, and resources for the portfolio as well as detailed information on how to implement it yourself.
Article Contents
The Tim Maurer Simple Money Portfolio, Another BAM Home-Run?
I love writing about good guys in investing and personal finance. I consider Tim Maurer as a good guy in investing.
Tim Maurer is a Wealth Advisor and Director of Personal Finance for Buckingham and the BAM ALLIANCE. He also a regular contributor to CNBC, Forbes and TIME/Money.
If you think BAM ALLIANCE and Buckingham sound familiar, it is because you know it from other prominent financial writers. Here are a few that we have featured on Portfolio Einstein:
- Larry Swedroe is the research director at Buckingham. We feature him in our article Larry Swedroe Portfolio: Nemesis of Low Returns. He is a fantastic educational writer. We have learned a ton from his many books. An example is his gem of a book on factor-based investing (smart-beta) Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today.
- Dan Solin was a director at Buckingham. He is the author of the Smartest series of investing books including The Smartest Investment Book You’ll Ever Read: The Proven Way to Beat the “Pros” and Take Control of Your Financial Future.
Tim Maurer has also written a fantastic book on personal finance. The book features the Simple Money Portfolio.
What is it with these guys at Buckingham? Do they all write good books?
It reminds me of Ritholtz Wealth Management, where all the employees have a side gig as book authors, have a blog or in other ways, engages with the investing community. I can’t imagine that being anything else than a very conscious strategy and recruitment metric by Barry Ritholtz. He is one smart cookie.
The reason why I highlight the extracurricular activities of these advisors is that I consider them as being above the rest. The reason why they write books, blogs, and engage with the investing community is that they can’t help themselves. They are passionate about personal finance and investing. That shows in their books and their blogs.
Just look at Tim Maurer’s blog. It is professional but at the same time very personal.
Guys like Tim Maurer, Larry Swedroe, Dan Solin, and the Ritzholz crew, Barry Ritholtz, Josh Brown, Michael Batnick and Ben Carlson, are writing books and blogging because they care. They write because something compels them to do so.
Description of the Tim Maurer Simple Money portfolio
The Tim Maurer portfolio is called the Simple Money Portfolio and comes from his website and his book Simple Money: A No-Nonsense Guide to Personal Finance.
The Tim Maurer Simple Money portfolio is a variation on the standard 60/40 portfolio.
The portfolio tilts toward value and small-cap stocks. The portfolio is a theme that is seen in Larry Swedroe’s many portfolios.
It is also a theme we see in Dan Solin’s Super Simple portfolios.
We see the investing kinship with Tim Maurer’s colleagues at Buckingham Wealth Management.
Performance of Tim Maurer Simple Money portfolio
| Portfolio name | Asset class count | 1 year return (2019) | Year to date | 10 year return | CAGR since 1989 | Drawdown | Risk Level | Expense ratio | Yield |
|---|---|---|---|---|---|---|---|---|---|
| S&P 500 (Benchmark) | 1 | 31.46% | 3.69% | 13.52% | 10.54% | -37.63% | 5 - very high risk | 0.04% | 1.79% |
| Tim Maurer Simple Money Portfolio | 7 | 16.20% | 0.24% | 6.91% | 7.84% | -18.84% | 2 - low risk | 0.12% | 2.33% |
Asset Allocation for Tim Maurer Simple Money portfolio
Tim Maurer Simple Money Portfolio
- 7.50% US Large Cap Value (VTV)
- 7.50% US Large Cap (VV)
- 7.50% US Small Cap Value (VIOV)
- 7.50% US Small Cap (VIOO)
- 15.00% International Large Cap Value (EFV)
- 15.00% International Small Cap Blend (VSS)
- 40.00% Intermediate-Term Treasuries (VGIT)
Check the best mutual funds and ETFs here.
Resources for the Tim Maurer Simple Money portfolio
Below is a video by Tim Maurer, where he recommends the top 10 best personal finance books- well sort of.
The list features some fantastic books. I know because I have read nine of them! Tim Maurer also gives a twenty-second quick and concise summary of each book.
Conclusion
You can tell I’m a big fan of Buckingham and the BAM Alliance. I’m also a big fan of Tim Maurer. His portfolio is conservative but targets the best performing asset classes.
Which books on Tim Maurer’s book list did you read?